Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
MATFLA AND COMPANY from Pont-à-Celles, company number BE0803558391, closed financial year 2024 with a result of € -54,572 after tax. For that financial year MATFLA AND COMPANY recorded a gross margin of € 90,448 and equity of € -71,410. Compared with financial year 2023, the result moved from € -19,338 to € -54,572. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 18, 2025.
€ -71,410
▼ € 54,572 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,572
▼ 182 % more loss than in 2023
Profit after tax over the fiscal year.
€ 8,807
▲ 5% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -73,910.
People and assets in 2024
€ 120,905
▲ 220% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,529
▲ 133% vs 2023
Of which on lease € 16,737.
Debts at end 2024
€ 15,668
€ 2,381 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 51,569
▲ 50% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 27,473
▲ 220% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Gross margin | € 23,487 | € 90,448 | ▲ 285% |
| Profit after taxes | € -19,338 | € -54,572 | ▼ € 35,233 |
| Equity | € -16,838 | € -71,410 | ▼ € 54,572 |
| Total debts | € 128,275 | € 181,833 | ▲ 42% |
| Cash | € 8,422 | € 8,807 | ▲ 5% |
| Retained profit | € -19,338 | € -73,910 | ▼ € 54,572 |
| Bank debt | € 0 | € 15,668 | |
| Balance sheet total | € 111,436 | € 110,423 | ▼ 1% |
Key figures of MATFLA AND COMPANY, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to MATFLA AND COMPANY?
What happened at MATFLA AND COMPANY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 54,572. filed late Source: NBB ↗
- New establishment in Pont-à-Celles. KBO
- SERGE DESCLIN became a director. NBB
- LORENZO DE BARTOLO became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 19,338 loss in 2023 to € 54,572 loss in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MATFLA AND COMPANY are SERGE DESCLIN and LORENZO DE BARTOLO.
Directors
According to the 2024 annual accounts
SERGE DESCLIN
Director, Managing director
since 2023
LORENZO DE BARTOLO
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Place des Martyrs(LUT) 4
6238 Pont-à-Celles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.558.391
- VAT number
- BE 0803.558.391
- Registered office
- Place des Martyrs(LUT) 4, 6238 Pont-à-Celles
- Names & denominations
- MATFLA AND COMPANY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2023
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Eetgelegenheden met beperkte bediening