Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
't Spelt from Schelle, company number BE0803179992, closed financial year 2025 with a result of € -23,492 after tax. For that financial year 't Spelt recorded a gross margin of € -1,254 and equity of € -33,326. Compared with financial year 2024, the result moved from € -15,867 to € -23,492. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -33,326
▼ € 23,492 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,492
▼ 48 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,758
▲ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -35,826.
Debts at end 2025
€ 33,512
▼ 23% vs 2024
€ 10,329 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,064
▼ 53% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,549
▲ 56% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 16,009 | € 5,621 | € -1,254 | ▼ € 6,875 |
| Profit after taxes | € 3,533 | € -15,867 | € -23,492 | ▼ € 7,625 |
| Equity | € 6,033 | € -9,834 | € -33,326 | ▼ € 23,492 |
| Total debts | € 92,029 | € 91,903 | € 88,888 | ▼ 3% |
| Cash | € 3,544 | € 1,639 | € 2,758 | ▲ 68% |
| Retained profit | € 3,533 | € -12,334 | € -35,826 | ▼ € 23,492 |
| Bank debt | € 52,730 | € 43,356 | € 33,512 | ▼ 23% |
| Balance sheet total | € 98,062 | € 82,069 | € 55,562 | ▼ 32% |
Key figures of 't Spelt, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 't Spelt?
What happened at 't Spelt in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 23,492. filed late Source: NBB ↗
- New establishment in Schelle. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,533 profit in 2023 to € 23,492 loss in 2025.
Paid € 992 in corporate taxes since 2023.
Best year ever: 2023, with € 3,533 profit.
Management
Behind 't Spelt are Nick Aerts and Anne-Marie Spelters.
Directors
According to the 2025 annual accounts
Nick Aerts
Director
Anne-Marie Spelters
Director
Establishments
Establishment units
Physical locations of this company
Provinciale Steenweg 86
2627 Schelle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.179.992
- VAT number
- BE 0803.179.992
- Registered office
- Provinciale Steenweg 86, 2627 Schelle
- Names & denominations
- 't Spelt
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 June 2023
- Peppol
- Active · Active since 16 May 2025
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Eetgelegenheden met beperkte bediening
Vervaardiging van roomijs en ander consumptie-ijs
Detailhandel in groenten en fruit
Markt- en straathandel in voedings- en genotmiddelen