Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEBEM from Maarkedal, company number BE0803169601, closed financial year 2025 with a result of € -6,725 after tax. For that financial year SEBEM recorded a gross margin of € 112,278 and equity of € 447,132. Compared with financial year 2024, the result moved from € -119,544 to € -6,725. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 447,132
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,725
▲ 94 % less loss than in 2024
Profit after tax over the fiscal year.
€ 15,052
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -148,915.
People and assets in 2025
€ 21,750
▲ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 102,866
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 338,705
▼ 14% vs 2024
€ 51,266 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 21,478
▲ € 17,174 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,190
▲ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -54,585 | € 5,370 | € 112,278 | ▲ € 106,908 |
| Profit after taxes | € -94,333 | € -119,544 | € -6,725 | ▲ € 112,819 |
| Equity | € 573,401 | € 453,857 | € 447,132 | ▼ 1% |
| Total debts | € 107,172 | € 850,887 | € 785,048 | ▼ 8% |
| Cash | € 44,744 | € 18,014 | € 15,052 | ▼ 16% |
| Land & buildings | € 533,755 | € 1,118,730 | € 1,094,396 | ▼ 2% |
| Retained profit | € -22,646 | € -142,190 | € -148,915 | ▼ € 6,725 |
| Bank debt | € 91,485 | € 392,830 | € 338,705 | ▼ 14% |
| Balance sheet total | € 680,573 | € 1,304,744 | € 1,232,180 | ▼ 6% |
Key figures of SEBEM, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEBEM?
What happened at SEBEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,725. filed late Source: NBB ↗
- New establishment in Maarkedal. KBO
- STEFAN GOOSSENS became a director. NBB
- KATJA CLOOSTERMANS-HUWAERT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 94,333 loss in 2023 to € 6,725 loss in 2025.
Paid € 3,588 in corporate taxes since 2023.
Management
Behind SEBEM are STEFAN GOOSSENS and KATJA CLOOSTERMANS-HUWAERT.
Directors
According to the 2025 annual accounts
STEFAN GOOSSENS
Director
since 2023
KATJA CLOOSTERMANS-HUWAERT
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Hof te Fiennestraat (ETKH) 12
9680 Maarkedal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0803.169.601
- VAT number
- BE 0803.169.601
- Registered office
- Hof te Fiennestraat (ETKH) 12, 9680 Maarkedal
- Names & denominations
- SEBEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 June 2023
- Peppol
- Active · Active since 21 Oct 2026
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