Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMILLE LOWARD from Beersel, company number BE0802869889, closed financial year 2025 with a result of € -9,903 after tax. For that financial year CAMILLE LOWARD recorded a gross margin of € -7,843 and equity of € -13,633. Compared with financial year 2024, the result moved from € -5,823 to € -9,903. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -13,633
▼ € 9,903 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,903
▼ 70 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,047
▲ 284% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,633.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 126
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 8,597
▲ 33% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,941
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -95 | € -3,277 | € -7,843 | ▼ € 4,566 |
| Profit after taxes | € -1,907 | € -5,823 | € -9,903 | ▼ € 4,080 |
| Equity | € 2,093 | € -3,730 | € -13,633 | ▼ € 9,903 |
| Total debts | € 6,361 | € 15,314 | € 31,935 | ▲ 109% |
| Cash | € 101 | € 1,574 | € 6,047 | ▲ 284% |
| Retained profit | € -1,907 | € -7,730 | € -17,633 | ▼ € 9,903 |
| Balance sheet total | € 8,454 | € 11,584 | € 18,302 | ▲ 58% |
Key figures of CAMILLE LOWARD, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMILLE LOWARD?
What happened at CAMILLE LOWARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,903. Source: NBB ↗
- New establishment in Beersel. KBO
- Camille Loward became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,907 loss in 2023 to € 9,903 loss in 2025.
Paid € 345 in corporate taxes since 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAMILLE LOWARD is Camille Loward.
Directors
According to the 2025 annual accounts
Camille Loward
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kelleveldstraat 11
1650 Beersel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.869.889
- VAT number
- BE 0802.869.889
- Registered office
- Kelleveldstraat 11, 1650 Beersel
- Names & denominations
- CAMILLE LOWARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2023
- Peppol
- Active · Active since 16 Jan 2026
- Contact
- camilleloward.be [email protected]
- Activities · NACE
Detailhandel in farmaceutische producten
Overige zakelijke dienstverlening, neg