Financials
Financial year 2025
Rafa Invest from Brugge, company number BE0802769030, closed financial year 2025 with a result of € 32,155 after tax. For that financial year Rafa Invest recorded a gross margin of € 56,976 and equity of € 86,569. Compared with financial year 2024, the result moved from € 51,413 to € 32,155. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 86,569
▲ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,155
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 43,525
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 83,569.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 11,291
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 202,795
▲ 12% vs 2024
€ 52,880 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 4,873
▲ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,726
▲ 8% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 95,461 | € 56,976 | ▼ 40% |
| Profit after taxes | € 51,413 | € 32,155 | ▼ 37% |
| Equity | € 54,413 | € 86,569 | ▲ 59% |
| Total debts | € 213,678 | € 233,395 | ▲ 9% |
| Cash | € 35,994 | € 43,525 | ▲ 21% |
| Retained profit | € 51,413 | € 83,569 | ▲ 63% |
| Bank debt | € 180,883 | € 202,795 | ▲ 12% |
| Balance sheet total | € 268,091 | € 319,963 | ▲ 19% |
Key figures of Rafa Invest, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Rafa Invest?
What happened at Rafa Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,155 (▼ 37% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,413 profit in 2024 to € 32,155 profit in 2025.
Paid € 33,226 in corporate taxes since 2024.
Best year ever: 2024, with € 51,413 profit.
Management
Behind Rafa Invest is Annick Pieters. It owns 40% of Oostkamp-Ruddervoorde-Finance itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Sint-Michielslaan 6
8200 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.769.030
- VAT number
- BE 0802.769.030
- Registered office
- Sint-Michielslaan 6, 8200 Brugge
- Names & denominations
- Rafa Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2023
- Peppol
- Active · Active since 2 Jan 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van hoofdkantoren