Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VOLPIN FINASSUR from Estinnes, company number BE0802731022, closed financial year 2025 with a result of € 40,080 after tax. For that financial year VOLPIN FINASSUR recorded revenue of € 122,644 and equity of € 125,354. Compared with financial year 2024, the result moved from € 82,273 to € 40,080. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 125,354
▲ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,080
▼ 51% vs 2024
Profit after tax over the fiscal year.
€ 22,115
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 122,354.
People and assets in 2025
€ 503
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 236,635
▼ 18% vs 2024
€ 51,629 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 908
▲ € 833 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,842
▼ 26% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Revenue | € 192,584 | € 122,644 | ▼ 36% |
| Gross margin | € 122,272 | € 64,591 | ▼ 47% |
| Profit after taxes | € 82,273 | € 40,080 | ▼ 51% |
| Equity | € 85,273 | € 125,354 | ▲ 47% |
| Total debts | € 411,936 | € 342,932 | ▼ 17% |
| Cash | € 42,889 | € 22,115 | ▼ 48% |
| Retained profit | € 82,273 | € 122,354 | ▲ 49% |
| Bank debt | € 288,264 | € 236,635 | ▼ 18% |
| Balance sheet total | € 497,209 | € 468,285 | ▼ 6% |
Key figures of VOLPIN FINASSUR, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VOLPIN FINASSUR?
What happened at VOLPIN FINASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,080 (▼ 51% vs 2024). Source: NBB ↗
- New establishment in Estinnes. KBO
- Michaël VOLPIN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 82,273 profit in 2024 to € 40,080 profit in 2025.
Paid € 35,150 in corporate taxes since 2024.
Best year ever: 2024, with € 82,273 profit.
Management
Behind VOLPIN FINASSUR is Michaël VOLPIN.
Directors
According to the 2025 annual accounts
Michaël VOLPIN
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de Bienne(VBR) 27
7120 Estinnes
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.731.022
- VAT number
- BE 0802.731.022
- Registered office
- Rue de Bienne(VBR) 27, 7120 Estinnes
- Names & denominations
- VOLPIN FINASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 2023
- Peppol
- Active · Active since 6 Jan 2026
- Contact
- [email protected] +32498177920
- Activities · NACE
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