Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LABBE ASSURANCES from Paliseul, company number BE0802638178, closed financial year 2025 with a result of € 233,079 after tax. For that financial year LABBE ASSURANCES recorded a gross margin of € 1.8 million and equity of € 294,066. Compared with financial year 2024, the result moved from € -1,014 to € 233,079. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 294,066
▲ € 233,079 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 233,079
▲ still € 1,014 loss in 2024
Profit after tax over the fiscal year.
€ 620,222
▲ € 590,260 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 232,066.
People and assets in 2025
€ 755,193
▲ € 753,133 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,570
▲ € 25,386 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.8 million
€ 648,234 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 44,455
Supplier invoices still open on the last day of the fiscal year.
€ 160,444
▲ € 159,658 vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 8,192 | € 1,752,905 | ▲ € 1.7 million |
| Profit after taxes | € -1,014 | € 233,079 | ▲ € 234,093 |
| Equity | € 60,986 | € 294,066 | ▲ € 233,079 |
| Total debts | € 6,874 | € 6,993,435 | ▲ € 7 million |
| Cash | € 29,962 | € 620,222 | ▲ € 590,260 |
| Retained profit | € -1,014 | € 232,066 | ▲ € 233,079 |
| Bank debt | € 0 | € 2,818,598 | |
| Balance sheet total | € 67,860 | € 7,287,500 | ▲ € 7.2 million |
Key figures of LABBE ASSURANCES, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LABBE ASSURANCES?
What happened at LABBE ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 233,079. filed late Source: NBB ↗
- New establishment in Saint-Hubert. KBO
- New establishment in Bièvre. KBO
- JEANNE-MARIE HENNERICY became a director. NBB
- New establishment in Bertrix. KBO
- New establishment in Virton. KBO
- New establishment in Habay. KBO
- New establishment in Paliseul. KBO
In short
From € 1,014 loss in 2024 to € 233,079 profit in 2025.
Paid € 96,431 in corporate taxes since 2024.
Best year ever: 2025, with € 233,079 profit.
Management
Behind LABBE ASSURANCES are JEAN-PHILIPPE LABBE, ASSURLUX ASSIST SRL, MICHEL LEROUGE and JEANNE-MARIE HENNERICY.
Directors
According to the 2025 annual accounts
JEAN-PHILIPPE LABBE
Director
since 2023
Director · represented by PHILIPPE LABBE
since 2023
MICHEL LEROUGE
Director
since 2023
JEANNE-MARIE HENNERICY
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Grand-Place 4
6850 Paliseul
Place du Fays 5
6870 Saint-Hubert
Active since 1 December 2025
Rue de Bouillon 2
5555 Bièvre
Active since 1 December 2025
Rue de la Gare 69
6880 Bertrix
Active since 25 October 2023
Rue de Dampicourt,St-Mard 53
6762 Virton
Active since 25 October 2023
Avenue de la Gare 12
6720 Habay
Active since 25 October 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.638.178
- VAT number
- BE 0802.638.178
- Registered office
- Grand-Place 4, 6850 Paliseul
- Names & denominations
- LABBE ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 2023
- Peppol
- Active · Active since 20 Aug 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars