Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 65 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F&J PATRIMONIUM from Nivelles, company number BE0802523362, closed financial year 2025 with a result of € -718 after tax. For that financial year F&J PATRIMONIUM recorded a gross margin of € -523 and equity of € -16,546. Compared with financial year 2024, the result moved from € -16,404 to € -718. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -16,546
▼ € 718 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -718
▲ 96 % less loss than in 2024
Profit after tax over the fiscal year.
€ 237
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -22,546.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 100
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -2,399 | € -902 | € -523 | ▲ € 379 |
| Profit after taxes | € -5,424 | € -16,404 | € -718 | ▲ € 15,686 |
| Equity | € 576 | € -15,828 | € -16,546 | ▼ € 718 |
| Total debts | € 41,171 | € 46,159 | € 47,114 | ▲ 2% |
| Cash | € 169 | - | € 237 | |
| Retained profit | € -5,424 | € -21,828 | € -22,546 | ▼ € 718 |
| Bank debt | € 0 | € 246 | € 0 | ▼ 100% |
| Balance sheet total | € 41,747 | € 30,331 | € 30,568 | ▲ 1% |
Key figures of F&J PATRIMONIUM, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F&J PATRIMONIUM?
What happened at F&J PATRIMONIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 718. Source: NBB ↗
- Start of the company according to the CBE. KBO
- ALL IN ONE CONSTRUCT SRL became a director. NBB
In short
From € 5,424 loss in 2023 to € 718 loss in 2025.
Management
The stake of ALL IN ONE CONSTRUCT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
F&J PATRIMONIUMBehind F&J PATRIMONIUM is ALL IN ONE CONSTRUCT SRL. The shares are held by ALL IN ONE CONSTRUCT (70%).
Directors
According to the 2025 annual accounts
Director · represented by FABRICE DARIMONT
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chemin Bon-Air 1
1401 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.523.362
- VAT number
- BE 0802.523.362
- Registered office
- Chemin Bon-Air 1, 1401 Nivelles
- Names & denominations
- F&J PATRIMONIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 June 2023
- Peppol
- Active · Active since 15 Dec 2025