Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
F & J TOITURES from Nivelles, company number BE0717724081, closed financial year 2025 with a result of € 47,055 after tax. For that financial year F & J TOITURES recorded a gross margin of € 543,761 and equity of € -249,574. Compared with financial year 2024, the result moved from € -223,228 to € 47,055. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -249,574
▲ € 47,055 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 47,055
▲ still € 223,228 loss in 2024
Profit after tax over the fiscal year.
€ 9,363
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -268,174.
People and assets in 2025
427,270.3
▲ 427,260.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 427,270
▼ 21% vs 2024
€ 0 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,977
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 49,667
▼ 90% vs 2024
€ 9,182 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 72,447
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 142,144
▼ 13% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 729,005 | € 597,536 | € 504,338 | € 543,761 | ▲ 8% |
| Profit after taxes | € 17,065 | € -263,311 | € -223,228 | € 47,055 | ▲ € 270,283 |
| Equity | € 189,909 | € -73,402 | € -296,629 | € -249,574 | ▲ € 47,055 |
| Total debts | € 687,432 | € 735,646 | € 806,124 | € 326,100 | ▼ 60% |
| Cash | € 124,764 | € 9,841 | € 43,437 | € 9,363 | ▼ 78% |
| Land & buildings | € 347,700 | € 331,875 | € 316,051 | - | |
| Retained profit | € 171,309 | € -92,002 | € -315,229 | € -268,174 | ▲ € 47,055 |
| Bank debt | € 492,157 | € 513,828 | € 475,129 | € 49,667 | ▼ 90% |
| Balance sheet total | € 877,341 | € 662,244 | € 509,495 | € 76,526 | ▼ 85% |
| Employees (FTE) | - | 17 | 10 | 427,270.3 | ▲ 427,260.3 |
Key figures of F & J TOITURES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F & J TOITURES?
What happened at F & J TOITURES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
F & J TOITURES is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: profit of € 47,055. Source: NBB ↗
- JIMMY SPRONCK stepped down as director. NBB
- New establishment in Nivelles. KBO
- Start of the company according to the CBE. KBO
- FABRICE DARIMONT became a director. NBB
- JIMMY SPRONCK became a director. NBB
In short
From € 17,065 profit in 2022 to € 47,055 profit in 2025.
Paid € 9,138 in corporate taxes since 2022.
Best year ever: 2025, with € 47,055 profit.
On average € 0 of value added per employee in 2025.
Management
Behind F & J TOITURES is FABRICE DARIMONT. FABRICE DARIMONT is also behind ALL IN ONE CONSTRUCT, F&J HOUSE, F&J PATRIMONIUM and RETRO BAR.
Directors
According to the 2025 annual accounts
FABRICE DARIMONT
Director
Also active at: ALL IN ONE CONSTRUCT, F&J HOUSE, F&J PATRIMONIUM, RETRO BAR
since 2019
since 2019 · until 2025
Establishments
Establishment units
Physical locations of this company
Chemin Bon-Air 1
1401 Nivelles
Rue Buisson-aux-Loups 5
1400 Nivelles
Active since 7 January 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0717.724.081
- VAT number
- BE 0717.724.081
- Registered office
- Chemin Bon-Air 1, 1401 Nivelles
- Names & denominations
- F & J TOITURES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 7 January 2019
- Peppol
- Not registered
- Contact
- [email protected] +497398025
- Activities · NACE
Dakwerkzaamheden
Andere reinigingsactiviteiten
Waterdichtingswerken van muren
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door andere energiebronnen dan elektriciteit
Bouw van sierschouwen en open haarden