Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Keferzi Invest from Sint-Pieters-Woluwe, company number BE0802362620, closed financial year 2025 with a result of € -9,899 after tax. For that financial year Keferzi Invest recorded a gross margin of € 32,483 and equity of € -32,242. Compared with financial year 2024, the result moved from € -4,498 to € -9,899. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ -32,242
▼ € 9,899 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,899
▼ 120 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,617
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -37,242.
Debts at end 2025
€ 372,715
▼ 3% vs 2024
€ 14,737 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 1,291
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 11,128 | € 38,299 | € 32,483 | ▼ 15% |
| Profit after taxes | € -22,844 | € -4,498 | € -9,899 | ▼ € 5,401 |
| Equity | € -17,844 | € -22,342 | € -32,242 | ▼ € 9,899 |
| Total debts | € 558,559 | € 556,983 | € 545,430 | ▼ 2% |
| Cash | € 25,244 | € 19,371 | € 5,617 | ▼ 71% |
| Land & buildings | € 453,685 | € 432,776 | € 411,866 | ▼ 5% |
| Retained profit | € -22,844 | € -27,342 | € -37,242 | ▼ € 9,899 |
| Bank debt | € 398,000 | € 385,659 | € 372,715 | ▼ 3% |
| Balance sheet total | € 540,715 | € 534,640 | € 513,188 | ▼ 4% |
Key figures of Keferzi Invest, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Keferzi Invest?
What happened at Keferzi Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,899. Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Sint-Pieters-Woluwe. KBO
- Philippe Ergen became a director. NBB
In short
From € 22,844 loss in 2023 to € 9,899 loss in 2025.
Management
Behind Keferzi Invest is Philippe Ergen.
Directors
According to the 2025 annual accounts
Philippe Ergen
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Roger Vandendriesschelaan 22 box 17
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →DILAN CONSULT
€ 24,782 gross margin · 2025
CFAG
€ 150,226 gross margin · 2025
ERGEN INVEST
€ 90,214 gross margin · 2025
FIDOPFIN
CFAG INVEST
€ 17,335 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- ERGEN Philippe(oprichter) 100%
Details
- Company number
- 0802.362.620
- VAT number
- BE 0802.362.620
- Registered office
- Roger Vandendriesschelaan 22 bus 17, 1150 Sint-Pieters-Woluwe
- Names & denominations
- Keferzi Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 2023
- Peppol
- Active · Active since 19 Feb 2026