Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fvoo from Soumagne, company number BE0802302242, closed financial year 2025 with a result of € -84,930 after tax. For that financial year Fvoo recorded a gross margin of € 39,598 and equity of € -79,048. Compared with financial year 2024, the result moved from € 882 to € -84,930. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -79,048
▼ € 84,930 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -84,930
▼ still € 882 profit in 2024
Profit after tax over the fiscal year.
€ 20,926
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -84,048.
People and assets in 2025
€ 98,824
▲ 187% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,276
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 75,916
▼ 47% vs 2024
€ 69,921 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 116,540
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,001
▲ 54% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 48,890 | € 39,598 | ▼ 19% |
| Profit after taxes | € 882 | € -84,930 | ▼ € 85,812 |
| Equity | € 5,882 | € -79,048 | ▼ € 84,930 |
| Total debts | € 284,084 | € 239,330 | ▼ 16% |
| Cash | € 94,089 | € 20,926 | ▼ 78% |
| Retained profit | € 882 | € -84,048 | ▼ € 84,930 |
| Bank debt | € 142,227 | € 75,916 | ▼ 47% |
| Balance sheet total | € 289,966 | € 160,282 | ▼ 45% |
Key figures of Fvoo, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Fvoo?
What happened at Fvoo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 84,930 (▼ € 85,812 vs 2024). Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Fléron. KBO
- New establishment in Oreye. KBO
- New establishment in Verviers. KBO
- New establishment in Oupeye. KBO
- Start of the company according to the CBE. KBO
- Cassandre BRAGARD became a director. NBB
In short
From € 882 profit in 2024 to € 84,930 loss in 2025.
Paid € 145 in corporate taxes since 2024.
Best year ever: 2024, with € 882 profit.
A new publication or filing at Fvoo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fvoo are Cassandre BRAGARD and Peter BRAGARD. Peter BRAGARD is also behind AGENCE LOCALE POUR L'EMPLOI DE SOUMAGNE, ISISHOP INDIA and Nova-skin-K.
Directors
According to the 2025 annual accounts
Cassandre BRAGARD
Director
since 2023
Peter BRAGARD
Managing director
Also active at: AGENCE LOCALE POUR L'EMPLOI DE SOUMAGNE, ISISHOP INDIA, Nova-skin-K
since 2023
Establishments
Establishment units
Physical locations of this company
Rue des Ecoles(CER) 22 box E
4632 Soumagne
Avenue des Martyrs 275
4620 Fléron
Active since 1 June 2023
Grand'Route 120
4360 Oreye
Active since 1 June 2023
Rue de l' Harmonie 7
4800 Verviers
Active since 1 June 2023
Rue Pierre Michaux 61
4683 Oupeye
Active since 1 June 2023
Rue de la Cathédrale 115
4000 Liège
Active since 5 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0802.302.242
- VAT number
- BE 0802.302.242
- Registered office
- Rue des Ecoles(CER) 22 bus E, 4632 Soumagne
- Names & denominations
- Fvoo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 2023
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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