Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAIA DESIGN from Verviers, company number BE0800975520, closed financial year 2025 with a result of € -10,199 after tax. For that financial year BAIA DESIGN recorded a gross margin of € 18,457 and equity of € 19,673. Compared with financial year 2024, the result moved from € 7,472 to € -10,199. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 19,673
▼ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,199
▼ still € 7,472 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 9,673.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 16,091
▲ 85% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,309
▲ € 31,789 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 51,194
▲ 294% vs 2024
€ 6,562 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 13,110
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,545
▲ 116% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 30,563 | € 30,257 | € 18,457 | ▼ 39% |
| Profit after taxes | € 19,092 | € 7,472 | € -10,199 | ▼ € 17,671 |
| Equity | € 23,259 | € 29,872 | € 19,673 | ▼ 34% |
| Total debts | € 43,595 | € 30,931 | € 78,222 | ▲ 153% |
| Cash | € 10,280 | € 10,053 | - | |
| Retained profit | € 13,259 | € 19,872 | € 9,673 | ▼ 51% |
| Dividend | € 5,833 | € 859 | € 0 | ▼ 100% |
| Bank debt | € 22,066 | € 13,005 | € 51,194 | ▲ 294% |
| Balance sheet total | € 66,854 | € 60,803 | € 97,895 | ▲ 61% |
Key figures of BAIA DESIGN, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BAIA DESIGN?
What happened at BAIA DESIGN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 10,199 (▼ € 17,671 vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Didier JAMINON became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 19,092 profit in 2023 to € 10,199 loss in 2025.
Paid € 7,776 in corporate taxes since 2023.
Best year ever: 2023, with € 19,092 profit.
Paid out € 6,692 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Didier JAMINON
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Avenue Henri Massin 143
4800 Verviers
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0800.975.520
- VAT number
- BE 0800.975.520
- Registered office
- Avenue Henri Massin 143, 4800 Verviers
- Names & denominations
- BAIA DESIGN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2023
- Peppol
- Active · Active since 12 Nov 2025
- Activities · NACE
Plaatsen van vloer- en wandtegels
Glaszetten
Interieurontwerp
Groothandel in bouwmaterialen, algemeen assortiment
Schrijnwerk
Slopen
Activiteiten van interieurdecorateurs