Financials
Financial year 2025
Worth noting
- Little cash and receivables against the short-term debts.
Gross margin
€ 1.2 million
▲ 17% vs 2024
Profit
Growing€ 535,212
▲ 99% vs 2024
Debts
High€ 1.7 million
▼ 1% vs 2024
CONCEPT FINANCES from Thimister-Clermont, company number BE0800562774, closed financial year 2025 with a result of € 535,212 after tax. For that financial year CONCEPT FINANCES recorded a gross margin of € 1.2 million and equity of € 185,057. Compared with financial year 2024, the result moved from € 268,955 to € 535,212. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
What happened at CONCEPT FINANCES?
What happened at CONCEPT FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 535,212 (▲ 99% vs 2024). Source: NBB ↗
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 122,890 profit in 2023 to € 535,212 profit in 2025.
Paid € 60,757 in corporate taxes since 2023.
Best year ever: 2025, with € 535,212 profit.
On average € 180,300 of value added per employee in 2025.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
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Management
Behind CONCEPT FINANCES are LAURENT HAYART MANAGEMENT SRL and VIRTUO MANAGEMENT SRL.
Directors
According to the 2025 annual accounts
Director · represented by LAURENT HAYART
Director · represented by DIDIER KERF
Establishments
Establishment units
Physical locations of this company
La Minerie 9
4890 Thimister-Clermont
Rue des Sports 50
4801 Verviers
Active since 7 April 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
Details
- Company number
- 0800.562.774
- VAT number
- BE 0800.562.774
- Registered office
- La Minerie 9, 4890 Thimister-Clermont
- Names & denominations
- CONCEPT FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2023
- Peppol
- Active · Active since 12 Dec 2025
- Contact
- didier.kerf@skynet.be 0479919150
- Activities · NACE
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