Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AR.M from Antwerpen, company number BE0800507742, closed financial year 2025 with a result of € -7,640 after tax. For that financial year AR.M recorded a gross margin of € 27,165 and equity of € -13,187. Compared with financial year 2024, the result moved from € 92 to € -7,640. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 1, 2026.
€ -13,187
▼ € 7,640 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,640
▼ still € 92 profit in 2024
Profit after tax over the fiscal year.
€ 6,807
▲ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,187.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 29,336
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 177
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 16,569
▼ 6% vs 2024
€ 5,126 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,716
▼ 59% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,354
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 9,348 | € 31,700 | € 27,165 | ▼ 14% |
| Profit after taxes | € -9,640 | € 92 | € -7,640 | ▼ € 7,732 |
| Equity | € -5,640 | € -5,547 | € -13,187 | ▼ € 7,640 |
| Total debts | € 51,270 | € 37,746 | € 34,387 | ▼ 9% |
| Cash | € 16,595 | € 6,401 | € 6,807 | ▲ 6% |
| Retained profit | € -9,640 | € -9,547 | € -17,187 | ▼ € 7,640 |
| Bank debt | € 22,372 | € 17,699 | € 16,569 | ▼ 6% |
| Balance sheet total | € 45,630 | € 32,198 | € 21,199 | ▼ 34% |
Key figures of AR.M, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AR.M?
What happened at AR.M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,640 (▼ € 7,732 vs 2024). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Anna-Maria Moschouti Vermeer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,640 loss in 2023 to € 7,640 loss in 2025.
Best year ever: 2024, with € 92 profit.
A new publication or filing at AR.M? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AR.M is Anna-Maria Moschouti Vermeer.
Directors
According to the 2025 annual accounts
Anna-Maria Moschouti Vermeer
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Dambruggestraat 58 box 301
2060 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0800.507.742
- VAT number
- BE 0800.507.742
- Registered office
- Dambruggestraat 58 bus 301, 2060 Antwerpen
- Names & denominations
- AR.M
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 April 2023
- Peppol
- Active · Active since 2 Sept 2023
- Activities · NACE
Detailhandel in uurwerken en sieraden
Vervaardiging van sieraden
Overige niet-gespecialiseerde detailhandel
Groothandel in uurwerken en sieraden
Vervaardiging van imitatiesieraden en dergelijke artikelen
Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen
Detailhandel in souvenirs en religieuze artikelen
Detailhandel in souvenirs en religieuze artikelen in gespecialiseerde winkels
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