Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
Cortofisc & Elcova Fiscaliteit from Lubbeek, company number BE0799993840, closed financial year 2025 with a result of € 19,297 after tax. For that financial year Cortofisc & Elcova Fiscaliteit recorded a gross margin of € 246,067 and equity of € 49,233. Compared with financial year 2024, the result moved from € 21,576 to € 19,297. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 49,233
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,297
▼ 11% vs 2024
Profit after tax over the fiscal year.
€ 35,161
▲ 254% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 46,233.
People and assets in 2025
€ 216,576
▲ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,357
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,637
▼ 79% vs 2024
€ 1,812 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 21,660
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,135
▲ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 113,154 | € 217,105 | € 246,067 | ▲ 13% |
| Profit after taxes | € 23,915 | € 21,576 | € 19,297 | ▼ 11% |
| Equity | € 26,915 | € 39,815 | € 49,233 | ▲ 24% |
| Total debts | € 71,193 | € 109,731 | € 138,312 | ▲ 26% |
| Cash | € 8,691 | € 9,943 | € 35,161 | ▲ 254% |
| Retained profit | € 23,915 | € 36,815 | € 46,233 | ▲ 26% |
| Bank debt | € 8,197 | € 35,685 | € 7,637 | ▼ 79% |
| Balance sheet total | € 98,108 | € 149,546 | € 187,544 | ▲ 25% |
Key figures of Cortofisc & Elcova Fiscaliteit, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Cortofisc & Elcova Fiscaliteit?
What happened at Cortofisc & Elcova Fiscaliteit in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 19,297 (▼ 11% vs 2024). Source: NBB ↗
- K'dress became a director. NBB
- Nester BV became a director. NBB
- Elcova became a director. NBB
- Chantal Otto stepped down as director. NBB
- New establishment in Aarschot. KBO
- New establishment in Lubbeek. KBO
- Chantal Otto became a director. NBB
In short
From € 23,915 profit in 2023 to € 19,297 profit in 2025.
Paid € 30,664 in corporate taxes since 2023.
Best year ever: 2023, with € 23,915 profit.
A new publication or filing at Cortofisc & Elcova Fiscaliteit? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Cortofisc & Elcova Fiscaliteit are K'dress, Nester BV and Elcova. The same people are also behind KADRESS & RUBELS. Elcova is also behind Fidora Group.
Directors
According to the 2025 annual accounts
since 2025
since 2025
since 2025
Chantal Otto
Director
since 2023 · until 2025
Establishments
Establishment units
Physical locations of this company
Lindestraat(LIN) 37 box I
3210 Lubbeek
Wolfsdonksteenweg 20
3201 Aarschot
Active since 1 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.993.840
- VAT number
- BE 0799.993.840
- Registered office
- Lindestraat(LIN) 37 bus I, 3210 Lubbeek
- Names & denominations
- Cortofisc & Elcova Fiscaliteit · Cova Fisc
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 March 2023
- Peppol
- Active · Active since 25 Apr 2024
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants
Boekhouders en boekhouders-fiscalisten
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige rechtskundige dienstverlening
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering