Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
CARDIO JACOB from Sint-Genesius-Rode, company number BE0799551796, closed financial year 2024 with a result of € -1,574 after tax. For that financial year CARDIO JACOB recorded a gross margin of € 46,465 and equity of € -21,204. Compared with financial year 2023, the result moved from € -24,630 to € -1,574. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2025.
€ -21,204
▼ € 1,574 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,574
▲ 94 % less loss than in 2023
Profit after tax over the fiscal year.
€ 21
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -26,204.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 47,208
▲ € 40,093 vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 4,074
▲ € 3,992 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,245
▲ 127% vs 2023
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Revenue | € 25,600 | - | |
| Gross margin | € -17,090 | € 46,465 | ▲ € 63,556 |
| Profit after taxes | € -24,630 | € -1,574 | ▲ € 23,056 |
| Equity | € -19,630 | € -21,204 | ▼ € 1,574 |
| Total debts | € 22,443 | € 22,818 | ▲ 2% |
| Cash | - | € 21 | |
| Retained profit | € -24,630 | € -26,204 | ▼ € 1,574 |
| Balance sheet total | € 2,812 | € 1,613 | ▼ 43% |
Key figures of CARDIO JACOB, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CARDIO JACOB?
What happened at CARDIO JACOB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 1,574. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Waterloo. KBO
- Philippe JACOB became a director. NBB
In short
From € 24,630 loss in 2023 to € 1,574 loss in 2024.
Management
Behind CARDIO JACOB is Philippe JACOB.
Directors
According to the 2024 annual accounts
Philippe JACOB
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Schoon Horizonlaan 1
1640 Sint-Genesius-Rode
Avenue Florida 16
1410 Waterloo
Active since 15 March 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Jacob-Lefebvre Philippe Fernand Pierre Gaston(oprichter) 100%
Details
- Company number
- 0799.551.796
- VAT number
- BE 0799.551.796
- Registered office
- Schoon Horizonlaan 1, 1640 Sint-Genesius-Rode
- Names & denominations
- CARDIO JACOB
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 2023
- Peppol
- Not registered
- Activities · NACE
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