Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Loca-Concept from Thuin, company number BE0799391153, closed financial year 2025 with a result of € 26,142 after tax. For that financial year Loca-Concept recorded a gross margin of € 24,548 and equity of € 49,724. Compared with financial year 2024, the result moved from € -6,839 to € 26,142. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 49,724
▲ 111% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,142
▲ still € 6,839 loss in 2024
Profit after tax over the fiscal year.
€ 74,345
▲ 101% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,724.
People and assets in 2025
€ 80,655
▲ 101% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,114
▼ 42% vs 2024
Of which on lease € 2,267.
Debts at end 2025
€ 737,393
▲ 15% vs 2024
€ 82,167 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 62,687
▲ 53% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,729
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 185,716 | € 158,790 | € 24,548 | ▼ 85% |
| Profit after taxes | € 20,421 | € -6,839 | € 26,142 | ▲ € 32,981 |
| Equity | € 30,421 | € 23,582 | € 49,724 | ▲ 111% |
| Total debts | € 712,039 | € 723,553 | € 843,583 | ▲ 17% |
| Cash | € 34,402 | € 36,942 | € 74,345 | ▲ 101% |
| Land & buildings | € 189,848 | € 184,403 | € 179,070 | ▼ 3% |
| Retained profit | € 20,421 | € 13,582 | € 39,724 | ▲ 192% |
| Bank debt | € 201,150 | € 643,525 | € 737,393 | ▲ 15% |
| Balance sheet total | € 742,460 | € 747,134 | € 893,307 | ▲ 20% |
Key figures of Loca-Concept, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Loca-Concept?
What happened at Loca-Concept in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,142. filed late Source: NBB ↗
- New establishment in Thuin. KBO
- Start of the company according to the CBE. KBO
- Michaël Roulet became a director. NBB
In short
From € 20,421 profit in 2023 to € 26,142 profit in 2025.
Paid € 14,365 in corporate taxes since 2023.
Best year ever: 2025, with € 26,142 profit.
Management
Behind Loca-Concept is Michaël Roulet.
Directors
According to the 2025 annual accounts
Michaël Roulet
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de la Sucrerie(DON) 128 box A
6536 Thuin
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.391.153
- VAT number
- BE 0799.391.153
- Registered office
- Rue de la Sucrerie(DON) 128 bus A, 6536 Thuin
- Names & denominations
- Loca-Concept
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 2023
- Peppol
- Active · Active since 3 Apr 2023
- Activities · NACE
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