Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMART2INVEST from Grobbendonk, company number BE0799297519, closed financial year 2025 with a result of € 371,604 after tax. For that financial year SMART2INVEST recorded a gross margin of € 898,575 and equity of € 11,460. Compared with financial year 2024, the result moved from € 392,531 to € 371,604. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 11,460
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 371,604
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 361,500 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
3.3
Average over the fiscal year, from the social balance sheet.
€ 322,699
▼ 32% vs 2024
€ 97,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1.1 million
▲ 1% vs 2024
€ 105,364 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 114,328
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,252
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 1,083,041 | € 898,575 | ▼ 17% |
| Profit after taxes | € 392,531 | € 371,604 | ▼ 5% |
| Equity | € 10,656 | € 11,460 | ▲ 8% |
| Total debts | € 1,615,308 | € 1,610,923 | |
| Cash | € 12,924 | - | |
| Retained profit | € 656 | € 1,460 | ▲ 123% |
| Dividend | € 384,000 | € 361,500 | ▼ 6% |
| Bank debt | € 1,074,467 | € 1,084,062 | ▲ 1% |
| Balance sheet total | € 1,625,964 | € 1,622,383 | |
| Employees (FTE) | 3.3 | 3.3 |
Key figures of SMART2INVEST, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART2INVEST?
What happened at SMART2INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 371,604 (▼ 5% vs 2024). Source: NBB ↗
- Absens Carens BV became a director. NBB
- Hancas BV became a director. NBB
- Bright Advice BV became a director. NBB
- New establishment in Grobbendonk. KBO
- Start of the company according to the CBE. KBO
In short
From € 392,531 profit in 2024 to € 371,604 profit in 2025.
Paid € 18,699 in corporate taxes since 2024.
Best year ever: 2024, with € 392,531 profit.
On average € 272,300 of value added per employee in 2025.
A new publication or filing at SMART2INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HANCAS, ABSENS CARENS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SMART2INVESTBehind SMART2INVEST are Absens Carens BV, Hancas BV and Bright Advice BV. The shares are held by HANCAS (40%) and ABSENS CARENS (40%).
Directors
According to the 2025 annual accounts
since 2024
since 2024
since 2024
Shareholders
40%
40%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lierse steenweg 7
2288 Grobbendonk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.297.519
- VAT number
- BE 0799.297.519
- Registered office
- Lierse steenweg 7, 2288 Grobbendonk
- Names & denominations
- SMART2INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2023
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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