Financials
Financial year 2025
Brugge Zuid & West Finance from Gistel, company number BE0799287126, closed financial year 2025 with a result of € 1.7 million after tax. For that financial year Brugge Zuid & West Finance recorded a gross margin of € 2.6 million and equity of € 10,000. Compared with financial year 2024, the result moved from € 320,202 to € 1.7 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 10,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.7 million
▲ € 1.4 million vs 2024
Profit after tax over the fiscal year.
€ 61,853
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.6 million paid out
98 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.9
▼ 2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 542,182
▼ 21% vs 2024
€ 60,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 63,103
▲ 276% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 11% vs 2024
€ 237,031 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 17,854
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,255
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 1,043,303 | € 1,359,829 | € 2,570,214 | ▲ 89% |
| Profit after taxes | € 505,476 | € 320,202 | € 1,672,581 | ▲ € 1.4 million |
| Equity | € 11,036 | € 10,000 | € 10,000 | |
| Total debts | € 2,923,936 | € 2,605,245 | € 3,657,918 | ▲ 40% |
| Cash | € 72,144 | € 75,074 | € 61,853 | ▼ 18% |
| Retained profit | € 1,036 | € 0 | € 0 | |
| Dividend | € 498,000 | € 317,468 | € 1,647,106 | ▲ € 1.3 million |
| Bank debt | € 2,317,563 | € 2,096,838 | € 1,868,104 | ▼ 11% |
| Balance sheet total | € 2,934,972 | € 2,615,245 | € 3,667,918 | ▲ 40% |
| Employees (FTE) | 6.2 | 10.9 | 8.9 | ▼ 2 |
Key figures of Brugge Zuid & West Finance, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Brugge Zuid & West Finance?
What happened at Brugge Zuid & West Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.7 million (▲ € 1.4 million vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 505,476 profit in 2023 to € 1.7 million profit in 2025.
Paid € 48,940 in corporate taxes since 2023.
Best year ever: 2025, with € 1.7 million profit.
On average € 288,800 of value added per employee in 2025.
A new publication or filing at Brugge Zuid & West Finance? We notify you, reason included.
Follow Brugge Zuid & West FinanceDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KURT LINGIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Brugge Zuid & West FinanceBehind Brugge Zuid & West Finance are Kari Crobeck BV, JO MAES BV, KURT LINGIER BV and ZIEKOSEN BV. The shares are held by KURT LINGIER (40%).
Directors
According to the 2025 annual accounts
Director · represented by Kari Crobeck
Shareholders
40%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Steenbakkerstraat 14
8470 Gistel
Gistelse Steenweg 128
8200 Brugge
Active since 1 July 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0799.287.126
- VAT number
- BE 0799.287.126
- Registered office
- Steenbakkerstraat 14, 8470 Gistel
- Names & denominations
- Brugge Zuid & West Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2023
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars