Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BELEM INVEST from Namur, company number BE0798268428, closed financial year 2025 with a result of € -44,856 after tax. For that financial year BELEM INVEST recorded a gross margin of € 47,527 and equity of € -63,638. Compared with financial year 2024, the result moved from € -93,774 to € -44,856. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ -63,638
▼ € 44,856 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,856
▲ 52 % less loss than in 2024
Profit after tax over the fiscal year.
€ 8,979
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -213,638.
People and assets in 2025
€ 2,501
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 925,364
▼ 4% vs 2024
€ 48,676 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 67
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -15,924 | € 33,995 | € 47,527 | ▲ 40% |
| Profit after taxes | € -75,007 | € -93,774 | € -44,856 | ▲ € 48,918 |
| Equity | € 74,993 | € -18,782 | € -63,638 | ▼ € 44,856 |
| Total debts | € 901,507 | € 1,211,918 | € 1,224,131 | ▲ 1% |
| Cash | € 16,112 | € 18,517 | € 8,979 | ▼ 52% |
| Land & buildings | € 930,303 | € 1,121,844 | € 1,115,574 | ▼ 1% |
| Retained profit | € -75,007 | € -168,782 | € -213,638 | ▼ € 44,856 |
| Bank debt | € 697,200 | € 966,195 | € 925,364 | ▼ 4% |
| Balance sheet total | € 976,499 | € 1,193,137 | € 1,160,493 | ▼ 3% |
Key figures of BELEM INVEST, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELEM INVEST?
What happened at BELEM INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,856. Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 75,007 loss in 2023 to € 44,856 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELEM INVEST is LOIC BERTRAND. LOIC BERTRAND is also behind DIFALUX, LA PETITE FERME, DIFINVEST and GBI INVEST.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue des Scabieuses(NN) 20 box A
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
All companies at this address →IMMOBILIERE DU BIENVENU
€ 17,586 gross margin · 2025
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€ 6,508 gross margin · 2025
Bluxinvest
€ -405 gross margin · 2025
FOURTEEN STATION
€ -2,354 gross margin · 2025
CL REAL ESTATE
€ -87,698 gross margin · 2025
+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0798.268.428
- VAT number
- BE 0798.268.428
- Registered office
- Rue des Scabieuses(NN) 20 bus A, 5100 Namur
- Names & denominations
- BELEM INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 2023
- Peppol
- Active · Active since 11 Aug 2025
- Activities · NACE
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