Financials
Financial year 2025
SPAY FINANCES from Sprimont, company number BE0797819852, closed financial year 2025 with a result of € 512,494 after tax. For that financial year SPAY FINANCES recorded a gross margin of € 1.6 million and equity of € 235,906. Compared with financial year 2024, the result moved from € 868,034 to € 512,494. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 235,906
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 512,494
▼ 41% vs 2024
Profit after tax over the fiscal year.
€ 449,854
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 500,000 paid out
98 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
14.5
▲ 2.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▲ 20% vs 2024
€ 69,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,833
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 80,117
▲ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 220,884
▲ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 786,712 | € 1,815,466 | € 1,587,217 | ▼ 13% |
| Profit after taxes | € 150,378 | € 868,034 | € 512,494 | ▼ 41% |
| Equity | € 75,378 | € 223,413 | € 235,906 | ▲ 6% |
| Total debts | € 377,905 | € 944,467 | € 801,000 | ▼ 15% |
| Cash | € 246,141 | € 704,570 | € 449,854 | ▼ 36% |
| Retained profit | € 30,378 | € 178,413 | € 190,906 | ▲ 7% |
| Dividend | € 120,000 | € 720,000 | € 500,000 | ▼ 31% |
| Bank debt | € 0 | € 15,154 | € 0 | ▼ 100% |
| Balance sheet total | € 453,283 | € 1,167,880 | € 1,036,907 | ▼ 11% |
| Employees (FTE) | 7.6 | 11.8 | 14.5 | ▲ 2.7 |
Key figures of SPAY FINANCES, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPAY FINANCES?
What happened at SPAY FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 512,494 (▼ 41% vs 2024). Source: NBB ↗
- New establishment in Spa. KBO
- New establishment in Aywaille. KBO
- VINCENT DUYSINX CONSULT SRL became a director. NBB
- MURIEL DISCRY CONSULT SRL became a director. NBB
- MM Finances SRL became a director. NBB
- RIO CONSULT SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 150,378 profit in 2023 to € 512,494 profit in 2025.
Paid € 146,804 in corporate taxes since 2023.
Best year ever: 2024, with € 868,034 profit.
On average € 109,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VINCENT DUYSINX CONSULT, RIO CONSULT, MURIEL DISCRY CONSULT, MM Finances comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SPAY FINANCESBehind SPAY FINANCES are VINCENT DUYSINX CONSULT SRL, MURIEL DISCRY CONSULT SRL, MM Finances SRL and RIO CONSULT SRL. The shares are held by VINCENT DUYSINX CONSULT (20%), RIO CONSULT (20%), MURIEL DISCRY CONSULT (20%) and MM Finances.
Directors
According to the 2025 annual accounts
since 2023
since 2023
Director · represented by Magali Moineau
since 2023
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Bois le Comte(GOM) 60
4140 Sprimont
Place Pierre le Grand 1
4900 Spa
Active since 27 April 2023
Place Joseph Thiry 9 box 11
4920 Aywaille
Active since 27 April 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0797.819.852
- VAT number
- BE 0797.819.852
- Registered office
- Avenue Bois le Comte(GOM) 60, 4140 Sprimont
- Names & denominations
- SPAY FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 January 2023
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
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