Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PANJ-AAB CONSTRUCT from Sint-Pieters-Leeuw, company number BE0797742153, closed financial year 2025 with a result of € 7,195 after tax. For that financial year PANJ-AAB CONSTRUCT recorded revenue of € 452,169 and equity of € 18,193. Compared with financial year 2024, the result moved from € 1,005 to € 7,195. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 18,193
▲ 65% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,195
▲ € 6,190 vs 2024
Profit after tax over the fiscal year.
€ 9,119
▲ 132% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 8,193.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 2,049
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 709
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,140
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,573
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Revenue | - | € 388,708 | € 452,169 | ▲ 16% |
| Gross margin | € -2 | € 13,657 | € 20,735 | ▲ 52% |
| Profit after taxes | € -7 | € 1,005 | € 7,195 | ▲ € 6,190 |
| Equity | € 493 | € 10,998 | € 18,193 | ▲ 65% |
| Total debts | € 0 | € 46,676 | € 29,714 | ▼ 36% |
| Cash | € 493 | € 3,935 | € 9,119 | ▲ 132% |
| Retained profit | € -7 | € 998 | € 8,193 | ▲ € 7,195 |
| Balance sheet total | € 493 | € 57,674 | € 47,907 | ▼ 17% |
By revenue, PANJ-AAB CONSTRUCT ranks 8th of 16 companies with main activity “Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen” in Sint-Pieters-Leeuw that publish figures (fiscal year 2025).
Key figures of PANJ-AAB CONSTRUCT, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about PANJ-AAB CONSTRUCT the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to PANJ-AAB CONSTRUCT?
What happened at PANJ-AAB CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,195 (▲ € 6,190 vs 2024). Source: NBB ↗
- New establishment in Sint-Gillis (bij-Brussel). KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Sint-Pieters-Leeuw. KBO
In short
From € 7 loss in 2023 to € 7,195 profit in 2025.
Paid € 2,834 in corporate taxes since 2023.
Best year ever: 2025, with € 7,195 profit.
Management
Behind PANJ-AAB CONSTRUCT is KAUR Sarbjit.
Directors
According to the 2025 annual accounts
KAUR Sarbjit
Director
Establishments
Establishment units
Physical locations of this company
Sint-Stevensstraat 11
1600 Sint-Pieters-Leeuw
de Mérodestraat 184
1060 Sint-Gillis (bij-Brussel)
Active since 1 July 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Sint-Pieters-Leeuw
Same main activity (Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen), 48 active companies in Sint-Pieters-Leeuw, largest first.
€ 3 million gross margin · 2025
€ 2.6 million gross margin · 2026
€ 293,281 gross margin · 2025
€ 155,342 gross margin · 2026
€ 108,000 gross margin · 2025
€ 104,504 gross margin · 2025
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- SINGH, Sukhwinder(oprichter) 100%
Details
- Company number
- 0797.742.153
- VAT number
- BE 0797.742.153
- Registered office
- Sint-Stevensstraat 11, 1600 Sint-Pieters-Leeuw
- Names & denominations
- PANJ-AAB CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2023
- Peppol
- Active · Active since 2 May 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Activiteiten van wasserettes en wassalons ten behoeve van particulieren