Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B&V EXPERTEN from Waregem, company number BE0797447292, closed financial year 2025 with a result of € 262,069 after tax. For that financial year B&V EXPERTEN recorded a gross margin of € 495,735 and equity of € 320,350. Compared with financial year 2024, the result moved from € 327,546 to € 262,069. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 320,350
▼ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 262,069
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 119,970
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 469,865 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 106,545
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,747
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 180,127
▼ 25% vs 2024
€ 62,865 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 429
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 139,838
▼ 16% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 340,380 | € 567,485 | € 495,735 | ▼ 13% |
| Profit after taxes | € 196,460 | € 327,546 | € 262,069 | ▼ 20% |
| Equity | € 201,460 | € 528,147 | € 320,350 | ▼ 39% |
| Total debts | € 98,508 | € 417,615 | € 790,260 | ▲ 89% |
| Cash | € 231,405 | € 136,874 | € 119,970 | ▼ 12% |
| Retained profit | € 196,460 | € 523,147 | € 315,350 | ▼ 40% |
| Dividend | € 0 | € 859 | € 469,865 | ▲ € 469,006 |
| Bank debt | € 0 | € 240,556 | € 180,127 | ▼ 25% |
| Balance sheet total | € 299,969 | € 945,762 | € 1,110,610 | ▲ 17% |
| Employees (FTE) | - | 1.8 | - |
Key figures of B&V EXPERTEN, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B&V EXPERTEN?
What happened at B&V EXPERTEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 262,069 (▼ 20% vs 2024). Source: NBB ↗
- New establishment in Waregem. KBO
- Edouard Bertrand became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 196,460 profit in 2023 to € 262,069 profit in 2025.
Paid € 248,180 in corporate taxes since 2023.
Best year ever: 2024, with € 327,546 profit.
On average € 315,300 of value added per employee in 2024.
A new publication or filing at B&V EXPERTEN? We notify you, reason included.
Follow B&V EXPERTENDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind B&V EXPERTEN is Edouard Bertrand.
Directors
According to the 2025 annual accounts
Edouard Bertrand
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Jozef Duthoystraat 11
8790 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0797.447.292
- VAT number
- BE 0797.447.292
- Registered office
- Jozef Duthoystraat 11, 8790 Waregem
- Names & denominations
- B&V EXPERTEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2023
- Peppol
- Active · Active since 27 Jan 2026
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs