Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
H&L Clothing from Antwerpen, company number BE0797322182, closed financial year 2025 with a result of € -22,110 after tax. For that financial year H&L Clothing recorded a gross margin of € -21,099 and equity of € -44,200. Compared with financial year 2024, the result moved from € -26,637 to € -22,110. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -44,200
▼ € 22,111 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,110
▲ 17 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,349
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -64,200.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 49,297
▲ 34% vs 2024
€ 9,297 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 7,887
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 391
▲ 165% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -13,917 | € -25,337 | € -21,099 | ▲ € 4,238 |
| Profit after taxes | € -15,453 | € -26,637 | € -22,110 | ▲ € 4,527 |
| Equity | € 4,547 | € -22,090 | € -44,200 | ▼ € 22,111 |
| Total debts | € 25,880 | € 46,132 | € 57,636 | ▲ 25% |
| Cash | € 24,977 | € 10,843 | € 2,349 | ▼ 78% |
| Retained profit | € -15,453 | € -42,090 | € -64,200 | ▼ € 22,111 |
| Bank debt | € 24,174 | € 36,898 | € 49,297 | ▲ 34% |
| Balance sheet total | € 30,427 | € 24,043 | € 13,435 | ▼ 44% |
Key figures of H&L Clothing, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H&L Clothing?
What happened at H&L Clothing in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,111. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Laurens Beersmans became a director. NBB
- HBE Consulting BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,453 loss in 2023 to € 22,111 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HBE Consulting comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
H&L ClothingBehind H&L Clothing are Laurens Beersmans and HBE Consulting BV. The shares are held by HBE Consulting (50%).
Directors
According to the 2025 annual accounts
since 2023
Director · represented by Hovik Begian
since 2023
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bosduifstraat 6
2018 Antwerpen
Zuidervelodroom 104 box 301
2018 Antwerpen
Active since 18 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0797.322.182
- VAT number
- BE 0797.322.182
- Registered office
- Bosduifstraat 6, 2018 Antwerpen
- Names & denominations
- H&L Clothing
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 January 2023
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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