Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES CARUSO Michael from La Louvière, company number BE0797023858, closed financial year 2025 with a result of € -2,390 after tax. For that financial year ASSURANCES CARUSO Michael recorded a gross margin of € 7,574 and equity of € -2,504. Compared with financial year 2024, the result moved from € 7,264 to € -2,390. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -2,504
▼ € 2,390 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,390
▼ still € 7,264 profit in 2024
Profit after tax over the fiscal year.
€ 6,404
▲ 190% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -6,504.
People and assets in 2025
€ 18,687
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 16,288
▼ 28% vs 2024
€ 6,545 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 10,192
▲ 60% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -6,243 | € 20,590 | € 7,574 | ▼ 63% |
| Profit after taxes | € -11,379 | € 7,264 | € -2,390 | ▼ € 9,654 |
| Equity | € -7,379 | € -115 | € -2,504 | ▼ € 2,390 |
| Total debts | € 42,814 | € 28,927 | € 27,771 | ▼ 4% |
| Cash | € 3,937 | € 2,209 | € 6,404 | ▲ 190% |
| Retained profit | € -11,379 | € -4,115 | € -6,504 | ▼ € 2,390 |
| Bank debt | € 28,597 | € 22,570 | € 16,288 | ▼ 28% |
| Balance sheet total | € 35,435 | € 28,812 | € 25,267 | ▼ 12% |
Key figures of ASSURANCES CARUSO Michael, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES CARUSO Michael?
What happened at ASSURANCES CARUSO Michael in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,390 (▼ € 9,654 vs 2024). filed late Source: NBB ↗
- New establishment in La Louvière. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,379 loss in 2023 to € 2,390 loss in 2025.
Paid € 5,918 in corporate taxes since 2023.
Best year ever: 2024, with € 7,264 profit.
A new publication or filing at ASSURANCES CARUSO Michael? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Chapelle Langlet(S-V) 16
7100 La Louvière
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
PLANETHOSTER-8 - PlanetHoster, CA
Website info
Features
Security
Details
- Company number
- 0797.023.858
- VAT number
- BE 0797.023.858
- Registered office
- Rue Chapelle Langlet(S-V) 16, 7100 La Louvière
- Names & denominations
- ASSURANCES CARUSO Michael
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2023
- Peppol
- Not registered
- Contact
- assurancescaruso.be 064369822