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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ZEMOG FINANCES from Nandrin, company number BE0795964875, closed financial year 2025 with a result of € 50,097 after tax. For that financial year ZEMOG FINANCES recorded a gross margin of € 294,585 and equity of € 145,177. Compared with financial year 2024, the result moved from € 41,974 to € 50,097. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 145,177
▲ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,097
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 230,683
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 140,177.
People and assets in 2025
1.9
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 133,164
▲ 6% vs 2024
€ 70,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 29,027
▲ 191% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 288,153
▼ 11% vs 2024
€ 35,609 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 20,203
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,011
▲ 14% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 195,731 | € 274,777 | € 294,585 | ▲ 7% |
| Profit after taxes | € 53,327 | € 41,974 | € 50,097 | ▲ 19% |
| Equity | € 56,907 | € 96,980 | € 145,177 | ▲ 50% |
| Total debts | € 390,925 | € 355,922 | € 326,082 | ▼ 8% |
| Cash | € 79,264 | € 158,986 | € 230,683 | ▲ 45% |
| Retained profit | € 51,907 | € 91,980 | € 140,177 | ▲ 52% |
| Bank debt | € 355,805 | € 322,560 | € 288,153 | ▼ 11% |
| Balance sheet total | € 447,832 | € 452,903 | € 471,259 | ▲ 4% |
| Employees (FTE) | 0.8 | 1.8 | 1.9 | ▲ 0.1 |
Key figures of ZEMOG FINANCES, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZEMOG FINANCES?
What happened at ZEMOG FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,097 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Ciney. KBO
- Start of the company according to the CBE. KBO
In short
From € 53,327 profit in 2023 to € 50,097 profit in 2025.
Paid € 49,469 in corporate taxes since 2023.
Best year ever: 2023, with € 53,327 profit.
On average € 155,000 of value added per employee in 2025.
A new publication or filing at ZEMOG FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZEMOG FINANCES is Julien GOMEZ COLOMINA.
Directors
According to the 2025 annual accounts
Julien GOMEZ COLOMINA
Director
Establishments
Establishment units
Physical locations of this company
Clôs al Pwète 6
4550 Nandrin
Rue du Commerce 132
5590 Ciney
Active since 10 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.964.875
- VAT number
- BE 0795.964.875
- Registered office
- Clôs al Pwète 6, 4550 Nandrin
- Names & denominations
- ZEMOG FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 2023
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten