Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Hove Financial Services from Hove, company number BE0795543520, closed financial year 2025 with a result of € 424,866 after tax. For that financial year Hove Financial Services recorded a gross margin of € 1.4 million and equity of € 67,301. Compared with financial year 2024, the result moved from € 297,874 to € 424,866. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 67,301
▲ 42% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 424,866
▲ 43% vs 2024
Profit after tax over the fiscal year.
€ 143,344
▲ € 113,707 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 405,000 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.4
Average over the fiscal year, from the social balance sheet.
€ 657,066
▲ 1% vs 2024
€ 78,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,161
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.8 million
▼ 10% vs 2024
€ 200,620 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 96,128
▲ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 114,538
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 609,665 | € 1,279,153 | € 1,415,044 | ▲ 11% |
| Profit after taxes | € 166,236 | € 297,874 | € 424,866 | ▲ 43% |
| Equity | € 20,221 | € 47,435 | € 67,301 | ▲ 42% |
| Total debts | € 2,410,409 | € 2,379,112 | € 2,382,483 | |
| Cash | € 69,222 | € 29,637 | € 143,344 | ▲ € 113,707 |
| Retained profit | € 15,721 | € 42,935 | € 62,801 | ▲ 46% |
| Dividend | € 150,515 | € 270,660 | € 405,000 | ▲ 50% |
| Bank debt | € 2,145,359 | € 1,959,444 | € 1,766,317 | ▼ 10% |
| Balance sheet total | € 2,430,630 | € 2,426,548 | € 2,449,784 | ▲ 1% |
| Employees (FTE) | 9 | 8.4 | 8.4 |
Key figures of Hove Financial Services, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Hove Financial Services?
What happened at Hove Financial Services in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 424,866 (▲ 43% vs 2024). Source: NBB ↗
- New establishment in Hove. KBO
- Start of the company according to the CBE. KBO
In short
From € 166,236 profit in 2023 to € 424,866 profit in 2025.
Paid € 57,427 in corporate taxes since 2023.
Best year ever: 2025, with € 424,866 profit.
On average € 168,500 of value added per employee in 2025.
A new publication or filing at Hove Financial Services? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Hove Financial Services are Rumarco BV, Boest Services BV and Cojimax BV. Rumarco BV is also behind PRO FINANCE. Boest Services BV is also behind CON BLANI. Cojimax BV is also behind PRO FINANCE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kapelstraat 9
2540 Hove
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.543.520
- VAT number
- BE 0795.543.520
- Registered office
- Kapelstraat 9, 2540 Hove
- Names & denominations
- Hove Financial Services
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2022
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars