Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Louvic from Sint-Niklaas, company number BE0795408215, closed financial year 2025 with a result of € 592,190 after tax. For that financial year Louvic recorded a gross margin of € 2.5 million and equity of € 138,185. Compared with financial year 2024, the result moved from € -54,004 to € 592,190. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 23, 2026.
€ 138,185
▲ € 187,190 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 592,190
▲ still € 54,004 loss in 2024
Profit after tax over the fiscal year.
€ 302,986
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 405,000 paid out
68 % of the profit went to the shareholders, mostly to JOVIMA (100 % of the shares). That is where the money ends up.
People and assets in 2025
38.4
▲ 7.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.4 million
▲ 50% vs 2024
€ 35,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,379
▲ 178% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 4% vs 2024
€ 120,180 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 923,619
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 139,087
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 987,128 | € 2,490,440 | ▲ 152% |
| Profit after taxes | € -54,004 | € 592,190 | ▲ € 646,194 |
| Equity | € -49,004 | € 138,185 | ▲ € 187,190 |
| Total debts | € 3,524,450 | € 3,536,955 | |
| Cash | € 356,090 | € 302,986 | ▼ 15% |
| Retained profit | € -54,004 | € 133,185 | ▲ € 187,190 |
| Dividend | € 0 | € 405,000 | |
| Bank debt | € 1,300,000 | € 1,241,635 | ▼ 4% |
| Balance sheet total | € 3,475,445 | € 3,675,140 | ▲ 6% |
| Employees (FTE) | 31 | 38.4 | ▲ 7.4 |
Key figures of Louvic, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Louvic?
What happened at Louvic in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 592,190. Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Jolien De Wilde became a director. NBB
- Jovima BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 54,004 loss in 2024 to € 592,190 profit in 2025.
Paid € 178,809 in corporate taxes since 2024.
Best year ever: 2025, with € 592,190 profit.
On average € 64,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JOVIMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LouvicBehind Louvic are Jolien De Wilde and Jovima BV. The shares are held by JOVIMA (100%).
Directors
According to the 2025 annual accounts
since 2022
Director · represented by Marc VAN RIJSSELBERGHE
Also active at: VAN RIJSSELBERGHE, MONAVIC, VARIMA
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kerkstraat 14
9111 Sint-Niklaas
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.408.215
- VAT number
- BE 0795.408.215
- Registered office
- Kerkstraat 14, 9111 Sint-Niklaas
- Names & denominations
- Louvic
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2022
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Overige detailhandel in voedingsmiddelen, neg
Detailhandel in cosmetica en toiletartikelen
Detailhandel in drogisterijartikelen en onderhoudsproducten
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in groenten en fruit
Detailhandel in drogisterijartikelen en onderhoudsproducten in gespecialiseerde winkels
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