What is the address of LUMA-INVESTMENTS?

The registered office of LUMA-INVESTMENTS is located at Pelgrimsstraat 3, 7700 Mouscron.

Is LUMA-INVESTMENTS still active?

Yes. According to the CBE (16 September 2026) LUMA-INVESTMENTS is active, legal situation “Normale toestand”, started on 22 December 2022.

Is LUMA-INVESTMENTS registered on Peppol?

Yes, LUMA-INVESTMENTS is registered on the Peppol network with ID 0208:0795282907.

What is the enterprise number of LUMA-INVESTMENTS?

The enterprise number of LUMA-INVESTMENTS is BE0795282907.

When was LUMA-INVESTMENTS founded?

LUMA-INVESTMENTS was founded on 22 December 2022.

Who are the directors of LUMA-INVESTMENTS?

According to the 2025 annual accounts, the directors of LUMA-INVESTMENTS are: Philip LAZOU.

Is LUMA-INVESTMENTS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 December 2022; 3 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LUMA-INVESTMENTS make in 2025?

LUMA-INVESTMENTS posted a profit after taxes of € 13,604 in financial year 2025.

What is the revenue of LUMA-INVESTMENTS?

As a small company, LUMA-INVESTMENTS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 54,591.

LUMA-INVESTMENTS (Private Limited) - Mouscron

Q: What does LUMA-INVESTMENTS do?

LUMA-INVESTMENTS is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 22 December 2022, 1 establishment.

Dossier LUMA-INVESTMENTS, printed on 16 September 2026 from databakkes.be/en/0795282907/luma-investments. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

LUMA-INVESTMENTS from Mouscron, company number BE0795282907, closed financial year 2025 with a result of € 13,604 after tax. For that financial year LUMA-INVESTMENTS recorded a gross margin of € 54,591 and equity of € 68,089. Compared with financial year 2024, the result moved from € 9,645 to € 13,604. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.

What it is worth Growing

€ 68,089

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 13,604

▲ 41% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 79,968

▲ 7% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 65,089.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 59,232

▼ 31% vs 2024

Of which on lease € 57,795.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 58,514

▼ 32% vs 2024

€ 28,103 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 6,881

▲ 135% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 12,836

▼ 40% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 59,074 Gross margin 2023: € 59,074 First fiscal year in the series	€ 54,578 Gross margin 2024: € 54,578 ▼ 8% vs 2023 (€ 59,074) Unfavourable step	€ 54,591 Gross margin 2025: € 54,591 Unchanged (€ 54,578) Favourable step
Profit after taxes	€ 41,841 Profit after taxes 2023: € 41,841 First fiscal year in the series	€ 9,645 Profit after taxes 2024: € 9,645 ▼ 77% vs 2023 (€ 41,841) Unfavourable step	€ 13,604 Profit after taxes 2025: € 13,604 ▲ 41% vs 2024 (€ 9,645) Favourable step	▲ 41%
Equity	€ 44,841 Equity 2023: € 44,841 First fiscal year in the series	€ 54,485 Equity 2024: € 54,485 ▲ 22% vs 2023 (€ 44,841) Favourable step	€ 68,089 Equity 2025: € 68,089 ▲ 25% vs 2024 (€ 54,485) Favourable step	▲ 25%
Total debts	€ 24,266 Total debts 2023: € 24,266 First fiscal year in the series	€ 114,116 Total debts 2024: € 114,116 ▲ € 89,850 vs 2023 (€ 24,266) Unfavourable step	€ 80,568 Total debts 2025: € 80,568 ▼ 29% vs 2024 (€ 114,116) Favourable step	▼ 29%
Cash	€ 66,389 Cash 2023: € 66,389 First fiscal year in the series	€ 74,743 Cash 2024: € 74,743 ▲ 13% vs 2023 (€ 66,389) Favourable step	€ 79,968 Cash 2025: € 79,968 ▲ 7% vs 2024 (€ 74,743) Favourable step	▲ 7%
Retained profit	€ 41,841 Retained profit 2023: € 41,841 First fiscal year in the series	€ 51,485 Retained profit 2024: € 51,485 ▲ 23% vs 2023 (€ 41,841) Favourable step	€ 65,089 Retained profit 2025: € 65,089 ▲ 26% vs 2024 (€ 51,485) Favourable step	▲ 26%
Bank debt	€ 0 Bank debt 2023: € 0 First fiscal year in the series	€ 85,472 Bank debt 2024: € 85,472 Unchanged (€ 0) Unfavourable step	€ 58,514 Bank debt 2025: € 58,514 ▼ 32% vs 2024 (€ 85,472) Favourable step	▼ 32%
Balance sheet total	€ 69,106 Balance sheet total 2023: € 69,106 First fiscal year in the series	€ 168,601 Balance sheet total 2024: € 168,601 ▲ 144% vs 2023 (€ 69,106) Unchanged	€ 148,657 Balance sheet total 2025: € 148,657 ▼ 12% vs 2024 (€ 168,601) Unchanged	▼ 12%

Key figures of LUMA-INVESTMENTS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LUMA-INVESTMENTS?

What happened at LUMA-INVESTMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 20, 2026 New annual accounts for financial year 2025: profit of € 13,604 (▲ 41% vs 2024). Source: NBB ↗
Dec 22, 2022 New establishment in Mouscron. KBO
2022 Philip LAZOU became a director. NBB
Dec 22, 2022 Start of the company according to the CBE. KBO

In short

From € 41,841 profit in 2023 to € 13,604 profit in 2025.

Paid € 24,044 in corporate taxes since 2023.

Best year ever: 2023, with € 41,841 profit.

Original PDFs at the National Bank ↗

A new publication or filing at LUMA-INVESTMENTS? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Philip LAZOU

LUMA-INVESTMENTS

IMMO 056

AGENCE IMMOBILIERE 069

DL VASTGOED

Behind LUMA-INVESTMENTS is Philip LAZOU. Philip LAZOU is also behind IMMO 056, AGENCE IMMOBILIERE 069 and DL VASTGOED.

See the full network in the app

Directors

According to the 2025 annual accounts

Philip LAZOU

Director

Also active at: IMMO 056, AGENCE IMMOBILIERE 069, DL VASTGOED

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Pelgrimsstraat 3

7700 Mouscron

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0795.282.907

VAT number

BE 0795.282.907

Registered office

Pelgrimsstraat 3, 7700 Mouscron

Names & denominations

LUMA-INVESTMENTS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

22 December 2022

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

LUMA-INVESTMENTS

Financials

What happened to LUMA-INVESTMENTS?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions