What is the address of LUMA-INVESTMENTS?

The registered office of LUMA-INVESTMENTS is located at Pelgrimsstraat 3, 7700 Mouscron.

Is LUMA-INVESTMENTS still active?

Yes. According to the CBE (31 October 2026) LUMA-INVESTMENTS is active, legal situation “Normale toestand”, started on 22 December 2022.

Is LUMA-INVESTMENTS registered on Peppol?

Yes, LUMA-INVESTMENTS is registered on the Peppol network with ID 0208:0795282907.

What is the enterprise number of LUMA-INVESTMENTS?

The enterprise number of LUMA-INVESTMENTS is BE0795282907.

When was LUMA-INVESTMENTS founded?

LUMA-INVESTMENTS was founded on 22 December 2022.

Who are the directors of LUMA-INVESTMENTS?

According to the 2025 annual accounts, the directors of LUMA-INVESTMENTS are: Philip LAZOU.

Is LUMA-INVESTMENTS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 December 2022; 3 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LUMA-INVESTMENTS make in 2025?

LUMA-INVESTMENTS posted a profit after taxes of € 13,604 in financial year 2025.

What is the revenue of LUMA-INVESTMENTS?

As a small company, LUMA-INVESTMENTS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 54,591.

LUMA-INVESTMENTS (Private Limited) - Mouscron

Q: What does LUMA-INVESTMENTS do?

LUMA-INVESTMENTS is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 22 December 2022, 1 establishment.

Dossier LUMA-INVESTMENTS, printed on 31 October 2026 from databakkes.be/en/0795282907/luma-investments. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

LUMA-INVESTMENTS from Mouscron, company number BE0795282907, closed financial year 2025 with a result of € 13,604 after tax. For that financial year LUMA-INVESTMENTS recorded a gross margin of € 54,591 and equity of € 68,089. Compared with financial year 2024, the result moved from € 9,645 to € 13,604. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.

What it is worth Growing

€ 68,089

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 13,604

▲ 41% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 79,968

▲ 7% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 65,089.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 59,232

▼ 31% vs 2024

Of which on lease € 57,795.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 58,514

▼ 32% vs 2024

€ 28,103 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 6,881

▲ 135% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 12,836

▼ 40% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 59,074 Gross margin 2023: € 59,074 First fiscal year in the series	€ 54,578 Gross margin 2024: € 54,578 ▼ 8% vs 2023 (€ 59,074) Unfavourable step	€ 54,591 Gross margin 2025: € 54,591 Unchanged (€ 54,578) Favourable step
Profit after taxes	€ 41,841 Profit after taxes 2023: € 41,841 First fiscal year in the series	€ 9,645 Profit after taxes 2024: € 9,645 ▼ 77% vs 2023 (€ 41,841) Unfavourable step	€ 13,604 Profit after taxes 2025: € 13,604 ▲ 41% vs 2024 (€ 9,645) Favourable step	▲ 41%
Equity	€ 44,841 Equity 2023: € 44,841 First fiscal year in the series	€ 54,485 Equity 2024: € 54,485 ▲ 22% vs 2023 (€ 44,841) Favourable step	€ 68,089 Equity 2025: € 68,089 ▲ 25% vs 2024 (€ 54,485) Favourable step	▲ 25%
Total debts	€ 24,266 Total debts 2023: € 24,266 First fiscal year in the series	€ 114,116 Total debts 2024: € 114,116 ▲ € 89,850 vs 2023 (€ 24,266) Unfavourable step	€ 80,568 Total debts 2025: € 80,568 ▼ 29% vs 2024 (€ 114,116) Favourable step	▼ 29%
Cash	€ 66,389 Cash 2023: € 66,389 First fiscal year in the series	€ 74,743 Cash 2024: € 74,743 ▲ 13% vs 2023 (€ 66,389) Favourable step	€ 79,968 Cash 2025: € 79,968 ▲ 7% vs 2024 (€ 74,743) Favourable step	▲ 7%
Retained profit	€ 41,841 Retained profit 2023: € 41,841 First fiscal year in the series	€ 51,485 Retained profit 2024: € 51,485 ▲ 23% vs 2023 (€ 41,841) Favourable step	€ 65,089 Retained profit 2025: € 65,089 ▲ 26% vs 2024 (€ 51,485) Favourable step	▲ 26%
Bank debt	€ 0 Bank debt 2023: € 0 First fiscal year in the series	€ 85,472 Bank debt 2024: € 85,472 Unchanged (€ 0) Unfavourable step	€ 58,514 Bank debt 2025: € 58,514 ▼ 32% vs 2024 (€ 85,472) Favourable step	▼ 32%
Balance sheet total	€ 69,106 Balance sheet total 2023: € 69,106 First fiscal year in the series	€ 168,601 Balance sheet total 2024: € 168,601 ▲ 144% vs 2023 (€ 69,106) Unchanged	€ 148,657 Balance sheet total 2025: € 148,657 ▼ 12% vs 2024 (€ 168,601) Unchanged	▼ 12%

Key figures of LUMA-INVESTMENTS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LUMA-INVESTMENTS?

What happened at LUMA-INVESTMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 20, 2026 New annual accounts for financial year 2025: profit of € 13,604 (▲ 41% vs 2024). Source: NBB ↗
Dec 22, 2022 New establishment in Mouscron. KBO
2022 Philip LAZOU became a director. NBB
Dec 22, 2022 Start of the company according to the CBE. KBO

In short

From € 41,841 profit in 2023 to € 13,604 profit in 2025.

Paid € 24,044 in corporate taxes since 2023.

Best year ever: 2023, with € 41,841 profit.

Original PDFs at the National Bank ↗

Management

Philip LAZOU

LUMA-INVESTMENTS

IMMO 056

AGENCE IMMOBILIERE 069

DL VASTGOED

Behind LUMA-INVESTMENTS is Philip LAZOU. Philip LAZOU is also behind IMMO 056, AGENCE IMMOBILIERE 069 and DL VASTGOED.

Directors

According to the 2025 annual accounts

Philip LAZOU

Director

Also active at: IMMO 056, AGENCE IMMOBILIERE 069, DL VASTGOED

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Pelgrimsstraat 3

7700 Mouscron

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0795.282.907

VAT number

BE 0795.282.907

Registered office

Pelgrimsstraat 3, 7700 Mouscron

Names & denominations

LUMA-INVESTMENTS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

22 December 2022

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

LUMA-INVESTMENTS

Financials

What happened to LUMA-INVESTMENTS?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions