Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Els Swinnen from Sint-Truiden, company number BE0795272811, closed financial year 2025 with a result of € -4,214 after tax. For that financial year Els Swinnen recorded a gross margin of € 10,999 and equity of € 4,272. Compared with financial year 2024, the result moved from € 3,882 to € -4,214. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 26, 2026.
€ 4,272
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,214
▼ still € 3,882 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1,272.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 51,794
▲ 45% vs 2024
€ 13,967 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 17,460
▲ 220% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 4,314 | € 20,467 | € 10,999 | ▼ 46% |
| Profit after taxes | € 1,604 | € 3,882 | € -4,214 | ▼ € 8,096 |
| Equity | € 4,604 | € 8,486 | € 4,272 | ▼ 50% |
| Total debts | € 25,220 | € 49,724 | € 69,254 | ▲ 39% |
| Cash | € 774 | - | - | |
| Retained profit | € 1,604 | € 5,486 | € 1,272 | ▼ 77% |
| Bank debt | € 0 | € 35,676 | € 51,794 | ▲ 45% |
| Balance sheet total | € 29,824 | € 58,210 | € 73,526 | ▲ 26% |
Key figures of Els Swinnen, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Els Swinnen?
What happened at Els Swinnen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,214 (▼ € 8,096 vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,604 profit in 2023 to € 4,214 loss in 2025.
Paid € 2,521 in corporate taxes since 2023.
Best year ever: 2024, with € 3,882 profit.
A new publication or filing at Els Swinnen? We notify you, reason included.
Follow Els SwinnenDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
ELS SWINNEN
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Keelstraat 45
3800 Sint-Truiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.272.811
- VAT number
- BE 0795.272.811
- Registered office
- Keelstraat 45, 3800 Sint-Truiden
- Names & denominations
- Els Swinnen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2022
- Peppol
- Active · Active since 17 Dec 2024
- Activities · NACE
Schoonheidsverzorging en andere schoonheidsbehandelingen
Schoonheidsverzorging
Detailhandel in cosmetica en toiletartikelen
Detailhandel in uurwerken en sieraden in gespecialiseerde winkels