Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHOFFRAY from Assesse, company number BE0795253906, closed financial year 2025 with a result of € -1,857 after tax. For that financial year CHOFFRAY recorded a gross margin of € 78,909 and equity of € -43,723. Compared with financial year 2024, the result moved from € -61,249 to € -1,857. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -43,723
▼ € 1,857 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,857
▲ 97 % less loss than in 2024
Profit after tax over the fiscal year.
€ 7,360
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -48,723.
People and assets in 2025
€ 36,332
▲ € 35,478 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 653,037
▲ 6% vs 2024
€ 35,358 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 3,269
▲ 40% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,408
▼ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 74,173 | € 55,579 | € 78,909 | ▲ 42% |
| Profit after taxes | € 15,216 | € -61,249 | € -1,857 | ▲ € 59,391 |
| Equity | € 19,383 | € -41,865 | € -43,723 | ▼ € 1,857 |
| Total debts | € 555,944 | € 740,789 | € 787,962 | ▲ 6% |
| Cash | € 16,404 | € 10,821 | € 7,360 | ▼ 32% |
| Land & buildings | € 420,511 | € 565,936 | € 597,449 | ▲ 6% |
| Retained profit | € 14,383 | € -46,865 | € -48,723 | ▼ € 1,857 |
| Dividend | € 833 | € 0 | € 0 | |
| Bank debt | € 442,356 | € 613,442 | € 653,037 | ▲ 6% |
| Balance sheet total | € 575,327 | € 698,924 | € 744,239 | ▲ 6% |
Key figures of CHOFFRAY, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHOFFRAY?
What happened at CHOFFRAY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,857. filed late Source: NBB ↗
- New establishment in Assesse. KBO
- François-Xavier Choffray became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,216 profit in 2023 to € 1,857 loss in 2025.
Paid € 4,081 in corporate taxes since 2023.
Best year ever: 2023, with € 15,216 profit.
Paid out € 833 in dividends to the owners in total.
Management
Behind CHOFFRAY is François-Xavier Choffray.
Directors
According to the 2025 annual accounts
François-Xavier Choffray
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Morimont(Sart-B.) 38
5330 Assesse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.253.906
- VAT number
- BE 0795.253.906
- Registered office
- Rue Morimont(Sart-B.) 38, 5330 Assesse
- Names & denominations
- CHOFFRAY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2022
- Peppol
- Active · Active since 25 Dec 2025
- Contact
- [email protected] +32479755660
- Activities · NACE
Activiteiten van advocaten