Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Schildersbedrijf Stessel from Halen, company number BE0795096033, closed financial year 2025 with a result of € -16,164 after tax. For that financial year Schildersbedrijf Stessel recorded a gross margin of € -14,025 and equity of € -12,357. Compared with financial year 2024, the result moved from € -4,857 to € -16,164. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 12, 2026.
€ -12,357
▼ € 16,164 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,164
▼ 233 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,357.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,181
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2,271
Loans from banks and other lenders, long and short.
€ 7,549
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,968
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 7,459 | € -3,239 | € -14,025 | ▼ € 10,786 |
| Profit after taxes | € 5,330 | € -4,857 | € -16,164 | ▼ € 11,307 |
| Equity | € 8,664 | € 3,807 | € -12,357 | ▼ € 16,164 |
| Total debts | € 12,741 | € 9,237 | € 16,545 | ▲ 79% |
| Cash | € 576 | € 1,376 | - | |
| Retained profit | € 3,664 | € -1,193 | € -17,357 | ▼ € 16,164 |
| Dividend | € 1,666 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 2,271 | |
| Balance sheet total | € 21,405 | € 13,044 | € 4,188 | ▼ 68% |
Key figures of Schildersbedrijf Stessel, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Schildersbedrijf Stessel?
What happened at Schildersbedrijf Stessel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,164. Source: NBB ↗
- New establishment in Halen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,330 profit in 2023 to € 16,164 loss in 2025.
Paid € 2,019 in corporate taxes since 2023.
Best year ever: 2023, with € 5,330 profit.
Paid out € 1,666 in dividends to the owners in total.
Management
Behind Schildersbedrijf Stessel is Tom Stessel.
Directors
According to the 2025 annual accounts
Tom Stessel
Director
Establishments
Establishment units
Physical locations of this company
Bovenstraat 51
3545 Halen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0795.096.033
- VAT number
- BE 0795.096.033
- Registered office
- Bovenstraat 51, 3545 Halen
- Names & denominations
- Schildersbedrijf Stessel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2022
- Peppol
- Active · Active since 13 Feb 2024
- Activities · NACE
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