Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Dak en Bouw Spiessens from Mortsel, company number BE0794978544, closed financial year 2025 with a result of € 4,501 after tax. For that financial year Dak en Bouw Spiessens recorded a gross margin of € 25,470 and equity of € 29,095. Compared with financial year 2024, the result moved from € 23,000 to € 4,501. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 29,095
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,501
▼ 80% vs 2024
Profit after tax over the fiscal year.
€ 2,960
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
19 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 12,046
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 59,245
▲ 242% vs 2024
€ 21,685 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 26,429
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,405
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 34,981 | € 34,249 | € 25,470 | ▼ 26% |
| Profit after taxes | € 28,427 | € 23,000 | € 4,501 | ▼ 80% |
| Equity | € 11,177 | € 25,427 | € 29,095 | ▲ 14% |
| Total debts | € 80,679 | € 70,345 | € 97,834 | ▲ 39% |
| Cash | € 1,080 | € 3,461 | € 2,960 | ▼ 14% |
| Retained profit | € 9,177 | € 23,427 | € 27,095 | ▲ 16% |
| Dividend | € 19,250 | € 8,750 | € 833 | ▼ 90% |
| Bank debt | € 23,145 | € 17,344 | € 59,245 | ▲ 242% |
| Balance sheet total | € 91,856 | € 95,771 | € 126,928 | ▲ 33% |
Key figures of Dak en Bouw Spiessens, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Dak en Bouw Spiessens?
What happened at Dak en Bouw Spiessens in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,501 (▼ 80% vs 2024). filed late Source: NBB ↗
- New establishment in Mortsel. KBO
- Ben Spiessens became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 28,427 profit in 2023 to € 4,501 profit in 2025.
Paid € 6,419 in corporate taxes since 2023.
Best year ever: 2023, with € 28,427 profit.
Paid out € 28,833 in dividends to the owners in total.
Management
Behind Dak en Bouw Spiessens is Ben Spiessens.
Directors
According to the 2025 annual accounts
Ben Spiessens
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Oudebaan 13 box 1
2640 Mortsel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.978.544
- VAT number
- BE 0794.978.544
- Registered office
- Oudebaan 13 bus 1, 2640 Mortsel
- Names & denominations
- Dak en Bouw Spiessens · DNBS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2022
- Peppol
- Active · Active since 13 Feb 2024
- Activities · NACE
Dakwerkzaamheden
Installatie van isolatie
Vervaardiging van ander schrijn- en timmerwerk
Vervaardiging van metalen constructiewerken en delen daarvan
Schrijnwerk
Isolatiewerkzaamheden