Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Charles Nelly from Gent, company number BE0794974584, closed financial year 2025 with a result of € -50,619 after tax. For that financial year Charles Nelly recorded a gross margin of € 10,669 and equity of € 3,780. Compared with financial year 2024, the result moved from € 10,488 to € -50,619. The company made a loss. The buffer shrank hard: equity is 93 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 3,780
▼ 93% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -50,619
▼ still € 10,488 profit in 2024
Profit after tax over the fiscal year.
€ 26,760
▲ € 22,284 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 780.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 44,000
▼ 42% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 39,246
▼ 61% vs 2024
€ 13,483 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 38,628
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,970
▼ 58% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 169,207 | € 101,231 | € 10,669 | ▼ 89% |
| Profit after taxes | € 40,911 | € 10,488 | € -50,619 | ▼ € 61,107 |
| Equity | € 43,911 | € 54,399 | € 3,780 | ▼ 93% |
| Total debts | € 154,253 | € 166,119 | € 140,958 | ▼ 15% |
| Cash | € 33,905 | € 4,476 | € 26,760 | ▲ € 22,284 |
| Retained profit | € 40,911 | € 51,399 | € 780 | ▼ 98% |
| Bank debt | € 91,142 | € 100,577 | € 39,246 | ▼ 61% |
| Balance sheet total | € 198,164 | € 220,518 | € 144,738 | ▼ 34% |
Key figures of Charles Nelly, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Charles Nelly?
What happened at Charles Nelly in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 50,619 (▼ € 61,107 vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
- Charlotte Monteyne became a director. NBB
In short
From € 40,911 profit in 2023 to € 50,619 loss in 2025.
Paid € 17,355 in corporate taxes since 2023.
Best year ever: 2023, with € 40,911 profit.
Management
Behind Charles Nelly is Charlotte Monteyne.
Directors
According to the 2025 annual accounts
Charlotte Monteyne
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Hof ten Walle 1
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- MONTEYNE Charlotte Nelly François Angélique(oprichter) 100%
Details
- Company number
- 0794.974.584
- VAT number
- BE 0794.974.584
- Registered office
- Hof ten Walle 1, 9000 Gent
- Names & denominations
- Charles Nelly
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2022
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
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