Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
SM BIKE from Juprelle, company number BE0794838586, closed financial year 2024 with a result of € -77,914 after tax. For that financial year SM BIKE recorded a gross margin of € 44,460 and equity of € -73,917. Compared with financial year 2023, the result moved from € -6,003 to € -77,914. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 24, 2025.
€ -73,917
▼ € 77,914 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -77,914
▼ 1198 % more loss than in 2023
Profit after tax over the fiscal year.
€ 1,402
▼ 89% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -83,917.
People and assets in 2024
€ 39,111
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,355
▲ 29% vs 2023
Of which on lease € 51,005.
Debts at end 2024
€ 369,124
▼ 8% vs 2023
€ 182,049 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 9,954
Supplier invoices still open on the last day of the fiscal year.
€ 10,632
▼ 68% vs 2023
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Gross margin | € 76,448 | € 44,460 | ▼ 42% |
| Profit after taxes | € -6,003 | € -77,914 | ▼ € 71,911 |
| Equity | € 3,997 | € -73,917 | ▼ € 77,914 |
| Total debts | € 438,651 | € 395,959 | ▼ 10% |
| Cash | € 12,193 | € 1,402 | ▼ 89% |
| Retained profit | € -6,003 | € -83,917 | ▼ € 77,914 |
| Bank debt | € 401,162 | € 369,124 | ▼ 8% |
| Balance sheet total | € 442,648 | € 322,042 | ▼ 27% |
Key figures of SM BIKE, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SM BIKE?
What happened at SM BIKE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
SM BIKE is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 77,914. Source: NBB ↗
- New establishment in Juprelle. KBO
- New establishment in Andenne. KBO
- Sonja SAVIO became a director. NBB
- Matthieu KEMPINAIRE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,003 loss in 2023 to € 77,914 loss in 2024.
Paid € 615 in corporate taxes since 2023.
Management
Behind SM BIKE are Sonja SAVIO and Matthieu KEMPINAIRE.
Directors
According to the 2024 annual accounts
Sonja SAVIO
Director
since 2022
Matthieu KEMPINAIRE
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue de Dalles 2
4450 Juprelle
Avenue de Belle-Mine 20A
5300 Andenne
Active since 1 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
VERIXI, BE
Domain
Domain
sm-bike.com
Registered
2010-08-16
Registrar
Hosting Concepts B.V. d/b/a Registrar.eu
Expires
2026-08-16
Website info
Features
Security
Details
- Company number
- 0794.838.586
- VAT number
- BE 0794.838.586
- Registered office
- Rue de Dalles 2, 4450 Juprelle
- Names & denominations
- SM BIKE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 15 December 2022
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- sm-bike.com
- Activities · NACE
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