Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Zipagio from Stekene, company number BE0794758315, closed financial year 2025 with a result of € 9,739 after tax. For that financial year Zipagio recorded a gross margin of € 27,593 and equity of € 39,097. Compared with financial year 2024, the result moved from € 279 to € 9,739. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 39,097
▲ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,739
▲ € 9,460 vs 2024
Profit after tax over the fiscal year.
€ 7,489
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 34,097.
People and assets in 2025
€ 116
▼ 84% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 202,664
▼ 11% vs 2024
€ 59,807 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 21,468
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,705
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 45,108 | € 16,215 | € 27,593 | ▲ 70% |
| Profit after taxes | € 24,079 | € 279 | € 9,739 | ▲ € 9,460 |
| Equity | € 29,079 | € 29,358 | € 39,097 | ▲ 33% |
| Total debts | € 477,785 | € 486,348 | € 476,785 | ▼ 2% |
| Cash | € 1,351 | € 10,167 | € 7,489 | ▼ 26% |
| Land & buildings | - | € 1,577 | € 1,247 | ▼ 21% |
| Retained profit | € 24,079 | € 24,358 | € 34,097 | ▲ 40% |
| Bank debt | € 271,429 | € 228,571 | € 202,664 | ▼ 11% |
| Balance sheet total | € 506,865 | € 515,706 | € 515,882 |
Key figures of Zipagio, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Zipagio?
What happened at Zipagio in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,739 (▲ € 9,460 vs 2024). Source: NBB ↗
- New establishment in Stekene. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,079 profit in 2023 to € 9,739 profit in 2025.
Paid € 10,422 in corporate taxes since 2023.
Best year ever: 2023, with € 24,079 profit.
A new publication or filing at Zipagio? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Zipagio are Giovanni van der Heyden and Pascale Jozef Vael. It owns 100% of Buerman itself.
Directors
According to the 2025 annual accounts
Pascale Jozef Vael
Director
Establishments
Establishment units
Physical locations of this company
Pieter Paul Rubenslaan(KEM) 2
9190 Stekene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.758.315
- VAT number
- BE 0794.758.315
- Registered office
- Pieter Paul Rubenslaan(KEM) 2, 9190 Stekene
- Names & denominations
- Zipagio
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2022
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige vormen van onderwijs
Handel in eigen onroerend goed
Diverse administratieve activiteiten ten behoeve van kantoren
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering