Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
Financials
Financial year 2025
Coeur XL from Elsene, company number BE0794251143, closed financial year 2025 with a result of € -52,401 after tax. For that financial year Coeur XL recorded a gross margin of € -43,253 and equity of € -19,207. Compared with financial year 2024, the result moved from € 70,817 to € -52,401. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -19,207
▼ € 52,401 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -52,401
▼ still € 70,817 profit in 2024
Profit after tax over the fiscal year.
€ 17,085
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,318.
Debts at end 2025
€ 181,901
▼ 18% vs 2024
€ 44,536 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 17,221
▲ 150% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,744
▲ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 260,038 | € 703,148 | € -43,253 | ▼ € 746,401 |
| Profit after taxes | € -52,734 | € 70,817 | € -52,401 | ▼ € 123,217 |
| Equity | € -37,734 | € 33,194 | € -19,207 | ▼ € 52,401 |
| Total debts | € 657,742 | € 306,860 | € 278,866 | ▼ 9% |
| Cash | € 105,957 | € 117,071 | € 17,085 | ▼ 85% |
| Land & buildings | € 28,198 | - | - | |
| Retained profit | € -52,734 | € 18,083 | € -34,318 | ▼ € 52,401 |
| Bank debt | € 260,246 | € 222,110 | € 181,901 | ▼ 18% |
| Balance sheet total | € 620,008 | € 340,054 | € 259,659 | ▼ 24% |
| Employees (FTE) | 7 | 10.1 | - |
Key figures of Coeur XL, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Coeur XL?
What happened at Coeur XL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 52,401 (▼ € 123,217 vs 2024). filed late Source: NBB ↗
- New establishment in Elsene. KBO
- CANDICE ERARTS became a director. NBB
- OLIVIER LAMBERT became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 52,734 loss in 2023 to € 52,401 loss in 2025.
Paid € 2,383 in corporate taxes since 2023.
Best year ever: 2024, with € 70,817 profit.
On average € 69,600 of value added per employee in 2024.
A new publication or filing at Coeur XL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Coeur XL are CANDICE ERARTS and OLIVIER LAMBERT. The same people are also behind Elysée Express, City XL and JLCO CONSULTING. CANDICE ERARTS is also behind "GLOBAL CLINIC". OLIVIER LAMBERT is also behind BRICOSTORE, Trisca, Association professionelle du Libre Service indépendant en Alimentation, BRICOL Overijse and OD Retail.
Directors
According to the 2025 annual accounts
since 2022
OLIVIER LAMBERT
Director
Also active at: BRICOSTORE, Trisca, Association professionelle du Libre Service indépendant en Alimentation, BRICOL Overijse, Elysée Express, City XL, OD Retail, Global Air Solutions +3 more
since 2022
Establishments
Establishment units
Physical locations of this company
Elsense Steenweg 137
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0794.251.143
- VAT number
- BE 0794.251.143
- Registered office
- Elsense Steenweg 137, 1050 Elsene
- Names & denominations
- Coeur XL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 November 2022
- Peppol
- Active · Active since 4 Sept 2025
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)