Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BFC-Boulangerie Florentin & Céline from Viroinval, company number BE0793918967, closed financial year 2025 with a result of € -4,059 after tax. For that financial year BFC-Boulangerie Florentin & Céline recorded a gross margin of € 238,118 and equity of € 55,024. Compared with financial year 2024, the result moved from € 66,845 to € -4,059. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ 55,024
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,059
▼ still € 66,845 profit in 2024
Profit after tax over the fiscal year.
€ 24,461
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 40,024.
People and assets in 2025
€ 190,919
▲ 37% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 58,861
▲ 42% vs 2024
Of which on lease € 2,810.
Debts at end 2025
€ 112,484
▲ 61% vs 2024
€ 33,833 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 18,324
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 41,313
▲ 52% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 156,182 | € 253,630 | € 238,118 | ▼ 6% |
| Profit after taxes | € -22,761 | € 66,845 | € -4,059 | ▼ € 70,904 |
| Equity | € -7,761 | € 59,083 | € 55,024 | ▼ 7% |
| Total debts | € 175,667 | € 165,364 | € 219,691 | ▲ 33% |
| Cash | € 36,949 | € 59,540 | € 24,461 | ▼ 59% |
| Retained profit | € -22,761 | € 44,083 | € 40,024 | ▼ 9% |
| Bank debt | € 0 | € 69,695 | € 112,484 | ▲ 61% |
| Balance sheet total | € 167,905 | € 224,447 | € 274,715 | ▲ 22% |
Key figures of BFC-Boulangerie Florentin & Céline, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BFC-Boulangerie Florentin & Céline?
What happened at BFC-Boulangerie Florentin & Céline in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,059 (▼ € 70,904 vs 2024). Source: NBB ↗
- Florentin Versaevel became a director. NBB
- Céline Jacquemin became a director. NBB
- New establishment in Viroinval. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,761 loss in 2023 to € 4,059 loss in 2025.
Paid € 21,037 in corporate taxes since 2023.
Best year ever: 2024, with € 66,845 profit.
Management
Behind BFC-Boulangerie Florentin & Céline are Florentin Versaevel and Céline Jacquemin.
Directors
According to the 2025 annual accounts
Florentin Versaevel
Director
since 2022
Céline Jacquemin
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Jean-Chot, Olloy 4
5670 Viroinval
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0793.918.967
- VAT number
- BE 0793.918.967
- Registered office
- Rue Jean-Chot, Olloy 4, 5670 Viroinval
- Names & denominations
- BFC-Boulangerie Florentin & Céline
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 November 2022
- Peppol
- Active · Active since 20 Jun 2025
- Contact
- [email protected] +32473765429
- Activities · NACE
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