Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MAISON TERCELIN DE JOIGNY from Seneffe, company number BE0793195724, closed financial year 2025 with a result of € -41,228 after tax. For that financial year MAISON TERCELIN DE JOIGNY recorded a gross margin of € -2,756 and equity of € 108,540. Compared with financial year 2024, the result moved from € 145,768 to € -41,228. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 108,540
▼ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,228
▼ still € 145,768 profit in 2024
Profit after tax over the fiscal year.
€ 15,105
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 104,540.
People and assets in 2025
€ 1,802
▼ 73% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 239,285
▼ 5% vs 2024
€ 13,772 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 22,200
▲ 70% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,737
▼ 63% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 311,108 | € -2,756 | ▼ € 313,864 |
| Profit after taxes | € 145,768 | € -41,228 | ▼ € 186,996 |
| Equity | € 149,768 | € 108,540 | ▼ 28% |
| Total debts | € 846,387 | € 911,333 | ▲ 8% |
| Cash | € 40,574 | € 15,105 | ▼ 63% |
| Land & buildings | € 586,902 | € 639,010 | ▲ 9% |
| Retained profit | € 145,768 | € 104,540 | ▼ 28% |
| Bank debt | € 252,521 | € 239,285 | ▼ 5% |
| Balance sheet total | € 996,155 | € 1,019,873 | ▲ 2% |
Key figures of MAISON TERCELIN DE JOIGNY, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to MAISON TERCELIN DE JOIGNY?
What happened at MAISON TERCELIN DE JOIGNY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,228 (▼ € 186,996 vs 2024). Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 145,768 profit in 2024 to € 41,228 loss in 2025.
Paid € 49,311 in corporate taxes since 2024.
Best year ever: 2024, with € 145,768 profit.
A new publication or filing at MAISON TERCELIN DE JOIGNY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MAISON TERCELIN DE JOIGNY is Sébastien Tercelin de Joigny de Pamele.
Directors
According to the 2025 annual accounts
Sébastien Tercelin de Joigny de Pamele
Director
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 328
7180 Seneffe
Rue Pierre-Joseph Duménil 6
7000 Mons
Active since 2 November 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0793.195.724
- VAT number
- BE 0793.195.724
- Registered office
- Avenue Reine Astrid 328, 7180 Seneffe
- Names & denominations
- MAISON TERCELIN DE JOIGNY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 November 2022
- Peppol
- Active · Active since 27 Jan 2026
- Contact
- tercelin.be [email protected]
- Activities · NACE
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