Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHEESE AND MORE from Torhout, company number BE0792632530, closed financial year 2025 with a result of € -21,171 after tax. For that financial year CHEESE AND MORE recorded a gross margin of € 21,339 and equity of € -30,199. Compared with financial year 2024, the result moved from € 1,428 to € -21,171. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -30,199
▼ € 21,171 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,171
▼ still € 1,428 profit in 2024
Profit after tax over the fiscal year.
€ 16,776
▲ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30,259.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 17,873
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 285,364
▼ 7% vs 2024
€ 23,922 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 25,595
▲ 101% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,270
▲ 116% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 32,485 | € 43,242 | € 21,339 | ▼ 51% |
| Profit after taxes | € -10,516 | € 1,428 | € -21,171 | ▼ € 22,600 |
| Equity | € -10,456 | € -9,028 | € -30,199 | ▼ € 21,171 |
| Total debts | € 380,809 | € 344,452 | € 346,917 | ▲ 1% |
| Cash | € 15,059 | € 10,781 | € 16,776 | ▲ 56% |
| Land & buildings | € 225,588 | € 215,912 | € 206,235 | ▼ 4% |
| Retained profit | € -10,516 | € -9,088 | € -30,259 | ▼ € 21,171 |
| Bank debt | € 330,589 | € 308,294 | € 285,364 | ▼ 7% |
| Balance sheet total | € 370,353 | € 335,424 | € 316,718 | ▼ 6% |
Key figures of CHEESE AND MORE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHEESE AND MORE?
What happened at CHEESE AND MORE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,171 (▼ € 22,600 vs 2024). Source: NBB ↗
- New establishment in Torhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,516 loss in 2023 to € 21,171 loss in 2025.
Paid € 319 in corporate taxes since 2023.
Best year ever: 2024, with € 1,428 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHEESE AND MORE is KATRIEN DEMUYNCK.
Directors
According to the 2025 annual accounts
KATRIEN DEMUYNCK
Director
Establishments
Establishment units
Physical locations of this company
Karel de Ghelderelaan 2 A
8820 Torhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
LEASEWEB-NL-AMS-01 Netherlands, NL
Website info
Features
Security
Details
- Company number
- 0792.632.530
- VAT number
- BE 0792.632.530
- Registered office
- Karel de Ghelderelaan 2 A, 8820 Torhout
- Names & denominations
- CHEESE AND MORE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 2022
- Peppol
- Active · Active since 21 Apr 2026
- Contact
- kaasacarla.be
- Activities · NACE
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