Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F&F automobile from Châtelet, company number BE0792577201, closed financial year 2025 with a result of € -17,500 after tax. For that financial year F&F automobile recorded a gross margin of € -16,990 and equity of € -11,469. Compared with financial year 2024, the result moved from € 723 to € -17,500. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 3, 2026.
€ -11,469
▼ € 17,500 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,500
▼ still € 723 profit in 2024
Profit after tax over the fiscal year.
€ 3,257
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -13,469.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 99,275
▲ € 76,108 vs 2024
€ 23,167 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 6,817
▲ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,792
▲ 41% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 3,371 | € -16,990 | ▼ € 20,361 |
| Profit after taxes | € 723 | € -17,500 | ▼ € 18,223 |
| Equity | € 6,031 | € -11,469 | ▼ € 17,500 |
| Total debts | € 29,825 | € 107,884 | ▲ 262% |
| Cash | € 9,343 | € 3,257 | ▼ 65% |
| Retained profit | € 4,031 | € -13,469 | ▼ € 17,500 |
| Bank debt | € 23,167 | € 99,275 | ▲ € 76,108 |
| Balance sheet total | € 35,856 | € 96,415 | ▲ 169% |
Key figures of F&F automobile, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F&F automobile?
What happened at F&F automobile in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,500 (▼ € 18,223 vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 723 profit in 2024 to € 17,500 loss in 2025.
Paid € 181 in corporate taxes since 2024.
Best year ever: 2024, with € 723 profit.
A new publication or filing at F&F automobile? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind F&F automobile is Fabio Fischetti. Fabio Fischetti is also behind Fabio Fischetti Immo.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Résidence Bel Air 49
6200 Châtelet
Rue des Châteaux d'Eau 8 box b
6061 Charleroi
Active since 18 October 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0792.577.201
- VAT number
- BE 0792.577.201
- Registered office
- Résidence Bel Air 49, 6200 Châtelet
- Names & denominations
- F&F automobile
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 October 2022
- Peppol
- Active · Active since 22 Oct 2025
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Bandenservicebedrijven
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Wassen en poetsen van motorvoertuigen
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
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