Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gery en Chantal from Zemst, company number BE0792332127, closed financial year 2025 with a result of € -2,519 after tax. For that financial year Gery en Chantal recorded a gross margin of € 28,649 and equity of € 2,493. Compared with financial year 2024, the result moved from € 3,976 to € -2,519. The company made a loss. The buffer shrank hard: equity is 50 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 2,493
▼ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,519
▼ still € 3,976 profit in 2024
Profit after tax over the fiscal year.
€ 8,779
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1,493.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 18,884
▼ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 38,060
▲ € 33,943 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 38,863
▲ € 38,015 vs 2024
€ 4,661 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,708
▼ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,284
▼ 21% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 19,603 | € 37,445 | € 28,649 | ▼ 23% |
| Profit after taxes | € 36 | € 3,976 | € -2,519 | ▼ € 6,495 |
| Equity | € 1,036 | € 5,012 | € 2,493 | ▼ 50% |
| Total debts | € 21,384 | € 29,896 | € 61,990 | ▲ 107% |
| Cash | € 2,084 | € 7,432 | € 8,779 | ▲ 18% |
| Retained profit | € 36 | € 4,012 | € 1,493 | ▼ 63% |
| Bank debt | € 0 | € 848 | € 38,863 | ▲ € 38,015 |
| Balance sheet total | € 22,420 | € 34,908 | € 64,483 | ▲ 85% |
Key figures of Gery en Chantal, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Gery en Chantal?
What happened at Gery en Chantal in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,519 (▼ € 6,495 vs 2024). filed late Source: NBB ↗
- New establishment in Zemst. KBO
- Chantal Verschelden became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 36 profit in 2023 to € 2,519 loss in 2025.
Paid € 927 in corporate taxes since 2023.
Best year ever: 2024, with € 3,976 profit.
A new publication or filing at Gery en Chantal? We notify you, reason included.
Follow Gery en ChantalDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Gery en Chantal is Chantal Verschelden.
Directors
According to the 2025 annual accounts
Chantal Verschelden
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 182
1980 Zemst
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0792.332.127
- VAT number
- BE 0792.332.127
- Registered office
- Brusselsesteenweg 182, 1980 Zemst
- Names & denominations
- Gery en Chantal
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2022
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Cafés en bars