Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INSURANCE MTW from Brussel, company number BE0790905534, closed financial year 2025 with a result of € -40,722 after tax. For that financial year INSURANCE MTW recorded a gross margin of € 22,415 and equity of € -168,616. Compared with financial year 2024, the result moved from € -84,636 to € -40,722. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ -168,616
▼ € 40,722 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -40,722
▲ 52 % less loss than in 2024
Profit after tax over the fiscal year.
€ 988
▲ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -169,616.
People and assets in 2025
€ 62,384
▼ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,782
▲ € 4,763 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,501
▼ 18% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -10,628 | € -10,486 | € 22,415 | ▲ € 32,902 |
| Profit after taxes | € -44,258 | € -84,636 | € -40,722 | ▲ € 43,915 |
| Equity | € -43,258 | € -127,894 | € -168,616 | ▼ € 40,722 |
| Total debts | € 45,607 | € 129,930 | € 173,211 | ▲ 33% |
| Cash | € 1,257 | € 840 | € 988 | ▲ 18% |
| Retained profit | € -44,258 | € -128,894 | € -169,616 | ▼ € 40,722 |
| Balance sheet total | € 2,349 | € 2,036 | € 4,595 | ▲ 126% |
Key figures of INSURANCE MTW, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSURANCE MTW?
What happened at INSURANCE MTW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 40,722. filed late Source: NBB ↗
- Samia Amyai became a director. NBB
- New establishment in Brussel. KBO
- IBRAHIM El Ouahi became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 44,258 loss in 2023 to € 40,722 loss in 2025.
A new publication or filing at INSURANCE MTW? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSURANCE MTW are IBRAHIM El Ouahi and Samia Amyai.
Directors
According to the 2025 annual accounts
IBRAHIM El Ouahi
Director
since 2022
Samia Amyai
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Frans Vekemansstraat 165
1120 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0790.905.534
- VAT number
- BE 0790.905.534
- Registered office
- Frans Vekemansstraat 165, 1120 Brussel
- Names & denominations
- INSURANCE MTW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 September 2022
- Peppol
- Active · Active since 19 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige rechtskundige dienstverlening
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg