Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Pact from Kortrijk, company number BE0790748849, closed financial year 2025 with a result of € -2,484 after tax. For that financial year Pact recorded a gross margin of € 50,268 and equity of € 29,115. Compared with financial year 2024, the result moved from € -6,371 to € -2,484. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.
€ 29,115
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,484
▲ 61 % less loss than in 2024
Profit after tax over the fiscal year.
€ 11,044
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,885.
Debts at end 2025
€ 698,706
▼ 4% vs 2024
€ 25,749 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 16
▼ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 46,111 | € 49,421 | € 50,268 | ▲ 2% |
| Profit after taxes | € -12,030 | € -6,371 | € -2,484 | ▲ € 3,887 |
| Equity | € 37,970 | € 31,599 | € 29,115 | ▼ 8% |
| Total debts | € 759,320 | € 737,880 | € 701,313 | ▼ 5% |
| Cash | € 35,642 | € 22,678 | € 11,044 | ▼ 51% |
| Land & buildings | € 756,710 | € 743,540 | € 717,040 | ▼ 4% |
| Retained profit | € -12,030 | € -18,401 | € -20,885 | ▼ € 2,484 |
| Bank debt | € 749,111 | € 724,087 | € 698,706 | ▼ 4% |
| Balance sheet total | € 797,290 | € 769,479 | € 730,427 | ▼ 5% |
Key figures of Pact, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Pact?
What happened at Pact in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,484. Source: NBB ↗
- New establishment in Kortrijk. KBO
- Patrick Heleu BV became a director. NBB
- DM Projects BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,030 loss in 2023 to € 2,484 loss in 2025.
A new publication or filing at Pact? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pact are Patrick Heleu BV and DM Projects BV. Patrick Heleu BV is also behind FLOREFFE REAL ESTATE and T4Construction. DM Projects BV is also behind CORBEAU TERRA FORM I and CORBEAU TERRA NOVA I.
Directors
According to the 2025 annual accounts
Director · represented by Patrick Heleu
Also active at: FLOREFFE REAL ESTATE, T4Construction
since 2022
Director · represented by Philippe De Meestere
Also active at: CORBEAU TERRA FORM I, CORBEAU TERRA NOVA I
since 2022
Establishments
Establishment units
Physical locations of this company
Stijn Streuvelslaan(Heu) 11
8501 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0790.748.849
- VAT number
- BE 0790.748.849
- Registered office
- Stijn Streuvelslaan(Heu) 11, 8501 Kortrijk
- Names & denominations
- Pact
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 September 2022
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg
Overige zakelijke dienstverlening, neg
Overige gespecialiseerde wetenschappelijke en technische activiteiten