Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
28 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
MONTAGNA from Hasselt, company number BE0790486157, closed financial year 2025 with a result of € -5,869 after tax. For that financial year MONTAGNA recorded a gross margin of € -4,738 and equity of € -17,407. Compared with financial year 2024, the result moved from € -6,737 to € -5,869. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ -17,407
▼ € 5,869 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,869
▲ 13 % less loss than in 2024
Profit after tax over the fiscal year.
€ 54,551
▲ € 42,829 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -22,407.
Debts at end 2025
€ 1.3 million
▼ 53% vs 2024
Loans from banks and other lenders, long and short.
€ 20,920
▲ € 17,804 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -5,474 | € -3,764 | € -4,738 | ▼ € 975 |
| Profit after taxes | € -9,800 | € -6,737 | € -5,869 | ▲ € 868 |
| Equity | € -4,800 | € -11,538 | € -17,407 | ▼ € 5,869 |
| Total debts | € 1,792,152 | € 3,604,146 | € 4,051,636 | ▲ 12% |
| Cash | € 5,936 | € 11,722 | € 54,551 | ▲ € 42,829 |
| Retained profit | € -9,800 | € -16,538 | € -22,407 | ▼ € 5,869 |
| Bank debt | € 1,390,000 | € 2,645,000 | € 1,255,000 | ▼ 53% |
| Balance sheet total | € 1,787,351 | € 3,592,608 | € 4,034,229 | ▲ 12% |
Key figures of MONTAGNA, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONTAGNA?
What happened at MONTAGNA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,869. Source: NBB ↗
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,800 loss in 2023 to € 5,869 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SOM BEHEERSMAATSCHAPPIJ, BELGIAN INVESTMENT PROJECTS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MONTAGNABehind MONTAGNA are CKRED MANAGEMENT BV BV, VERCAMMEN IVO, BELGIAN INVESTMENT PROJECTS (BIP) NV NV and SOM BEHEERSMAATSCHAPPIJ BV BV. The shares are held by SOM BEHEERSMAATSCHAPPIJ (25%) and BELGIAN INVESTMENT PROJECTS (25%).
Directors
According to the 2025 annual accounts
Director · represented by KUMPEN CHRISTOPHER
Also active at: ALSOCO, CAYMBE, DOCKLANDS, COMPAGNIE DE PYTHAGORE S.A., BREON, BREE RESIDENTIAL, THONIS, Jazzup +12 more
Director · represented by VERCAMMEN IVO
Also active at: HERITAGE, SPECIAL BUILDING PROJECTS, AVONDTROODT, ID Vastgoed, ID Grondmij, THONIS, HABITALE, GLOM +9 more
BELGIAN INVESTMENT PROJECTS (BIP) NV NV
Director · represented by VANHOYLAND JOHAN
Also active at: VOORLANDE, Kruisheren Diest
Director · represented by SOMERS DANNY
Also active at: WHY NOT, SOMINVEST, B & S Beheer, HERITAGE, BIEN BRUSSEL, IMMO BRUSSEL, VONDERPARK, Nieuwbouwwereld +29 more
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kempische Kaai 75 box 0.01
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 28 companies are registered at this address.
All companies at this address →PRECISION
€ 25,522 gross margin · 2025
ALSOCO same network
€ 357,104 gross margin · 2025
B.A. INVEST
€ -25,852 gross margin · 2025
PK-INVEST
€ 23,243 gross margin · 2025
DOCKLANDS same network
€ 4 million revenue · 2025
+23 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0790.486.157
- VAT number
- BE 0790.486.157
- Registered office
- Kempische Kaai 75 bus 0.01, 3500 Hasselt
- Names & denominations
- MONTAGNA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 September 2022
- Peppol
- Active · Active since 6 Oct 2022
- Contact
- [email protected] 0471 97 20 07