Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
28 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
HABITALE from Hasselt, company number BE0790485761, closed financial year 2025 with a result of € -5,094 after tax. For that financial year HABITALE recorded a gross margin of € -4,671 and equity of € -44,620. Compared with financial year 2024, the result moved from € -9,471 to € -5,094. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ -44,620
▼ € 5,094 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,094
▲ 46 % less loss than in 2024
Profit after tax over the fiscal year.
€ 256,601
▲ 273% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -49,620.
Debts at end 2025
€ 2.4 million
Loans from banks and other lenders, long and short.
€ 575,073
▲ € 466,399 vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -32,981 | € -8,514 | € -4,671 | ▲ € 3,843 |
| Profit after taxes | € -35,055 | € -9,471 | € -5,094 | ▲ € 4,377 |
| Equity | € -30,055 | € -39,526 | € -44,620 | ▼ € 5,094 |
| Total debts | € 163,312 | € 576,674 | € 3,703,596 | ▲ € 3.1 million |
| Cash | € 20,963 | € 68,773 | € 256,601 | ▲ 273% |
| Retained profit | € -35,055 | € -44,526 | € -49,620 | ▼ € 5,094 |
| Bank debt | € 0 | € 0 | € 2,372,096 | |
| Balance sheet total | € 133,258 | € 537,148 | € 3,658,976 | ▲ € 3.1 million |
Key figures of HABITALE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HABITALE?
What happened at HABITALE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,094. Source: NBB ↗
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
- UNIQ WONEN BV BV became a director. NBB
In short
From € 35,055 loss in 2023 to € 5,094 loss in 2025.
A new publication or filing at HABITALE? We notify you, reason included.
Follow HABITALEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BELGIAN INVESTMENT PROJECTS, SOM BEHEERSMAATSCHAPPIJ, LIVE LAUD, UNIQ WONEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HABITALEBehind HABITALE are CKRED MANAGEMENT BV BV, VERCAMMEN IVO, UNIQ WONEN BV BV and SOM BEHEERSMAATSCHAPPIJ BV BV. The shares are held by BELGIAN INVESTMENT PROJECTS (25%), SOM BEHEERSMAATSCHAPPIJ (25%), LIVE LAUD (25%) and UNIQ WONEN (25%).
Directors
According to the 2025 annual accounts
Director · represented by KUMPEN CHRISTOPHER
Also active at: ALSOCO, CAYMBE, DOCKLANDS, COMPAGNIE DE PYTHAGORE S.A., BREON, BREE RESIDENTIAL, THONIS, Jazzup +12 more
Director · represented by VERCAMMEN IVO
Also active at: HERITAGE, SPECIAL BUILDING PROJECTS, AVONDTROODT, ID Vastgoed, ID Grondmij, THONIS, MONTAGNA, GLOM +9 more
Director · represented by VANHOYLAND JOHAN
Also active at: TERBOUWE, Warande Projects
since 2022
Director · represented by SOMERS DANNY
Also active at: WHY NOT, SOMINVEST, B & S Beheer, HERITAGE, BIEN BRUSSEL, IMMO BRUSSEL, VONDERPARK, Nieuwbouwwereld +29 more
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kempische Kaai 75 box 0.01
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 28 companies are registered at this address.
All companies at this address →PRECISION
€ 25,522 gross margin · 2025
ALSOCO same network
€ 357,104 gross margin · 2025
B.A. INVEST
€ -25,852 gross margin · 2025
PK-INVEST
€ 23,243 gross margin · 2025
DOCKLANDS same network
€ 4 million revenue · 2025
+23 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0790.485.761
- VAT number
- BE 0790.485.761
- Registered office
- Kempische Kaai 75 bus 0.01, 3500 Hasselt
- Names & denominations
- HABITALE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 September 2022
- Peppol
- Active · Active since 15 Oct 2025
- Contact
- [email protected] 0471 97 20 07
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Ontwikkeling van niet-residentiële bouwprojecten