Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FIORIMMO from Knokke-Heist, company number BE0790274638, closed financial year 2024 with a result of € -326,475 after tax. For that financial year FIORIMMO recorded a gross margin of € 510,552 and equity of € 16.6 million. Compared with financial year 2023, the result moved from € -486,750 to € -326,475. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 21, 2025.
€ 16.6 million
▼ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -326,475
▲ 33 % less loss than in 2023
Profit after tax over the fiscal year.
€ 55,605
▼ 75% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -956,981.
People and assets in 2024
€ 59,194
▼ 17% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.1 million
▼ 21% vs 2023
€ 266,991 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 7,981
▼ 90% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 2,366
▼ 96% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 603,378 | € 281,037 | € 510,552 | ▲ 82% |
| Profit after taxes | € -149,495 | € -486,750 | € -326,475 | ▲ € 160,275 |
| Equity | € 17,432,767 | € 16,946,017 | € 16,619,543 | ▼ 2% |
| Total debts | € 3,230,530 | € 3,297,344 | € 2,995,710 | ▼ 9% |
| Cash | € 363,832 | € 220,959 | € 55,605 | ▼ 75% |
| Land & buildings | € 20,208,812 | € 19,867,592 | € 19,445,493 | ▼ 2% |
| Retained profit | € -143,756 | € -630,506 | € -956,981 | ▼ € 326,475 |
| Bank debt | € 1,338,406 | € 1,376,943 | € 1,092,301 | ▼ 21% |
| Balance sheet total | € 20,672,210 | € 20,251,812 | € 19,623,243 | ▼ 3% |
Key figures of FIORIMMO, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FIORIMMO?
What happened at FIORIMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 326,475. filed late Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Jean Luc Ralet became a director. NBB
- Isabelle Ralet became a director. NBB
- Monique Grahame became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 149,495 loss in 2022 to € 326,475 loss in 2024.
Paid € 63,850 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FIORIMMO are Jean Luc Ralet, Isabelle Ralet and Monique Grahame. Jean Luc Ralet is also behind IMMORAL. Monique Grahame is also behind IMMORAL.
Establishments
Establishment units
Physical locations of this company
Magere Schorre 59
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0790.274.638
- VAT number
- BE 0790.274.638
- Registered office
- Magere Schorre 59, 8300 Knokke-Heist
- Names & denominations
- FIORIMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 August 2022
- Peppol
- Active · Active since 15 Jun 2026