Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DIR INSUR from Knokke-Heist, company number BE0789935039, closed financial year 2025 with a result of € -7,857 after tax. For that financial year DIR INSUR recorded a gross margin of € 2,592 and equity of € -12,787. Compared with financial year 2024, the result moved from € -7,363 to € -7,857. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -12,787
▼ € 7,857 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,857
▼ 7 % more loss than in 2024
Profit after tax over the fiscal year.
€ 510
▼ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,787.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 9,732
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 287
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 8,848 | € 1,042 | € 2,592 | ▲ 149% |
| Profit after taxes | € -567 | € -7,363 | € -7,857 | ▼ € 494 |
| Equity | € 2,433 | € -4,930 | € -12,787 | ▼ € 7,857 |
| Total debts | € 46,771 | € 59,615 | € 54,279 | ▼ 9% |
| Cash | € 7,105 | € 5,278 | € 510 | ▼ 90% |
| Land & buildings | € 21,567 | € 22,732 | € 20,036 | ▼ 12% |
| Retained profit | € -567 | € -7,930 | € -15,787 | ▼ € 7,857 |
| Balance sheet total | € 49,204 | € 54,685 | € 41,491 | ▼ 24% |
Key figures of DIR INSUR, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DIR INSUR?
What happened at DIR INSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,857. Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Dirk Peter Isselée became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 567 loss in 2023 to € 7,857 loss in 2025.
Paid € 2,170 in corporate taxes since 2023.
A new publication or filing at DIR INSUR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DIR INSUR is Dirk Peter Isselée.
Directors
According to the 2025 annual accounts
Dirk Peter Isselée
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Bondgenotenlaan 35
8301 Knokke-Heist
Hendrik Consciencestraat 41
8301 Knokke-Heist
Active since 24 August 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0789.935.039
- VAT number
- BE 0789.935.039
- Registered office
- Bondgenotenlaan 35, 8301 Knokke-Heist
- Names & denominations
- DIR INSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 2022
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Agenten en makelaars in bankdiensten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van verzekeringsagenten en -makelaars
Overige zakelijke dienstverlening, neg
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Diverse administratieve activiteiten ten behoeve van kantoren
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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