Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z&S VASTGOED from Rijkevorsel, company number BE0789706296, closed financial year 2025 with a result of € 6,038 after tax. For that financial year Z&S VASTGOED recorded a gross margin of € 32,646 and equity of € 80,038. Compared with financial year 2024, the result moved from € 2,253 to € 6,038. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 80,038
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,038
▲ 168% vs 2024
Profit after tax over the fiscal year.
€ 3,137
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -19,962.
Debts at end 2025
€ 211,111
▼ 7% vs 2024
€ 16,667 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 10,562
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -14,167 | € 31,695 | € 32,646 | ▲ 3% |
| Profit after taxes | € -28,253 | € 2,253 | € 6,038 | ▲ 168% |
| Equity | € 71,747 | € 74,000 | € 80,038 | ▲ 8% |
| Total debts | € 453,142 | € 460,784 | € 445,833 | ▼ 3% |
| Cash | € 304 | € 3,043 | € 3,137 | ▲ 3% |
| Land & buildings | € 523,055 | € 526,681 | € 518,052 | ▼ 2% |
| Retained profit | € -28,253 | € -26,000 | € -19,962 | ▲ € 6,038 |
| Bank debt | € 244,444 | € 227,778 | € 211,111 | ▼ 7% |
| Balance sheet total | € 524,889 | € 534,784 | € 525,871 | ▼ 2% |
Key figures of Z&S VASTGOED, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z&S VASTGOED?
What happened at Z&S VASTGOED in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,038 (▲ 168% vs 2024). Source: NBB ↗
- New establishment in Rijkevorsel. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,253 loss in 2023 to € 6,038 profit in 2025.
Best year ever: 2025, with € 6,038 profit.
Management
Behind Z&S VASTGOED are Bjorn Somers and Tessy Zindler.
Directors
According to the 2025 annual accounts
Bjorn Somers
Director
Tessy Zindler
Director
Establishments
Establishment units
Physical locations of this company
Sint-Lenaartsesteenweg 15
2310 Rijkevorsel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0789.706.296
- VAT number
- BE 0789.706.296
- Registered office
- Sint-Lenaartsesteenweg 15, 2310 Rijkevorsel
- Names & denominations
- Z&S VASTGOED
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 August 2022
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
Handel in eigen onroerend goed
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